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ID:13293624
大小:43.50 KB
页数:7页
时间:2018-07-21
《新形势下房地产企业融资创新性分析外文翻译》由会员上传分享,免费在线阅读,更多相关内容在行业资料-天天文库。
1、北京联合大学毕业论文外文原文及译文题目:《新形势下房地产企业融资创新性分析》专业:金融学指导教师:学院:管理学院学号:班级:姓名:一、外文原文TheResearchonFinancingChannelsInnovationinChineseRealEstateIndustryAccordingtothepublicinformation,theincreasingrateinrealestateinvestmenthasobviouslyexceededthefixedassetsinvestment.
2、Becauserealestateinvestmentaccountforover20percentintheaggregatefixedassetsinvestmentinChina,realestateindustryhasdriventhesocietyinvestmentandplayedmoreandmoreimportantroleinChineseeconomy.Bankloanstotheindustryhaveascendedgraduallysince1998.Theloanvolu
3、mehasbeenattained6657billionyuanin2009,3.2timesasmuchasthatin1998.Atthesametimelpersonalhousemortgage—backedloanshasbeenincreasedramatically.Inlast6years,therateoftheseloanstototalpersonalconsumingloansisabout75—97percent.ChineseCurrentStatusofHouseFinan
4、cingChannelsFinancingchannelsofChineserealestateenterprisesaremainlyfocusedonBankcredit.OtherchannelslikeIPO,entrust,Bondsandspecialfundstoobtaincapitalareofquitelessproportion.Housemortgage—backedloanscameintobeingin1998.Beforethat,themoneyuserswerereal
5、estatecompanies.Generally,Chineserealestateindustrygivesprioritytocreditor’srightsfinancing.Thefinancingstructureshowsunitarycharacteristics.BankCreditisMainChannelforChineseRealEstateEnterprisesAccordingtotheoperatingprocessandcapitalchainfigureofChines
6、erealestatemarket,wecouldfindthatbankloanhasbeenrunningthroughthewholeprocessoflandreservation,landtransaction,developmentandsale.CommercialbanksarealmosttheonlycapitalprovidersofallprincipalsinChineserea1estatemarket.RealestatetrustfundbecomeChina'srela
7、tivelyactivefinancingformOurcountryhasexperiencedthreeyearsofindustriesintoagainafterthereorganization,2010rapiddevelopmenttrackoftherealestateindustry,totheendofthetrustproperty24.1millionyuan,hasreachedthetotaltrustpropertythanthetotal2.82%,earlymbm126
8、0millionyuan,increasein2010grewnearly110%realestatetrustscontinuewithhigherspeedgrowth,buttheoverallperspective,realestatetrustsfunctionisrelativelysingle,realestatecapitaltrustmostistoprovide"plan",i.e.bridgeloansmainlyfo
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