2013年12月四级仔细阅读 Passage One.doc

2013年12月四级仔细阅读 Passage One.doc

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1、Arecentglobalsurveyof2,000high-net-worthindividualsfoundthat60percentwerenotplanningonatraditionalretirement.AmongU.S.respondents,75%expectedtocontinueworkinginsomecapacityevenaftersteppingawayfromfull-timejobs.“Manyofthesepeoplemadetheirwealthbydoingsomethingthey’re

2、passionateabout,”saysDanielEgan,headofbehavioralfinanceforBarclaysWealthAmericas.“Giventhechoice,theyprefertocontinueworking.”Barclayscallsthesepeople“nevertirees.”UnlikemanyAmericanscompelledintoearlyretirementbycompanyrestrictions,theaveragenevertireeoftenhasnoonef

3、orcinghishand.If106-year-oldinvestorIrvingKahn,headofhisownfamilyfirm,wantstokeepcomingtoworkeveryday,who’sgoingtostophim?Seventy-eight-year-oldSupremeCourtJusticeRuthBaderGinsburg’sjobsecurityisguaranteedintheConstitution.Itmayseemthattheseelderlypeoplearetryingtoch

4、eatdeath.Infact,theyare.Andit’sworking.HowardS.Friedman,aprofessoratUCRiverside,foundinhisresearchthatthosewhoworkhardestandaresuccessfulintheircareersoftenlivethelongestlives.“Peoplearegenerallybeinggivenbadadvicetoslowdown,takeiteasy,stopworrying,andretiretoFlorida

5、,”hesays.Hedescribedonestudyparticipant,stillworkingattheageof100,whowasrecentlydisappointedtoseehissonretire.“We’rebeginningtoseeachangeinhowpeopleviewretirement,”saysGeorgeLeeson,codirectoroftheInstituteofPopulationAgeingatOxford.Whereonceretirementwasseenasabriefr

6、ewardafteralongslogthroughsomemiserablejob,itisnowakin(近似)tobeingcastaside.WhatLeesonterms“theBuffetteffect”isbecomingmorebroadlyappealingasindividualscometo“viewretirementasnotsimplybeinglinkedtoeconomicproductivitybutalsoaboutcontribution.Observersaresplitonwhether

7、thisisawhollygoodthing.Ontheonehand,companiesandfinancialfirmscanbenefitfromthewisdomofaresilientchief.Ontheother,aglutatthetopcanmakeitdifficultforanewgenerationtoadvance—anargumentthattypicallyholdslittleswaytoanevertiree.56.Whatdowelearnabouttheso-called“nevertire

8、es”?A.Theyarepassionateaboutmakingafortune.B.Theyhavenochoicebuttocontinueworking.C.Theylovewhattheydoandchoosenottoretire.D.Theywi

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