国际结算双语(票据)课件.ppt

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1、Chapter2Instruments信用工具第一节　票据概述一、Definitionofcreditinstrument票据的概念Acreditinstrumentisawrittenorprintedpaperbymeansofwhichfundsaretransferredfromonepersontoanother.Creditinstrumentsmostcommonlyusedininternationalpaymentsandsettlementsarebillsofexchange,promissorynotesan

2、dchecks.Theyarealsoknown,negotiableinstruments.Creditinstrumentsmayalsotakesuchformsastraveler’scheque,certificatesofdeposit，treasurybills,treasurybonds,etc.二、Instrumentscharacteristic:1)Negotiability2)Non-causativeNature3)RequisiteinForm4)Presentment5)Return-ability流通性

3、无因性要式性提示性返还性1.Negotiability流通性Anegotiablebillmaybepayabletotheorderofaspecifiedperson.Anegotiablebillmaybepayabletobearer.Abillonwhichtheonlyorlastendorsementisanendorsementinblankmaybenegotiable.Abillpayabletoaspecifiedpersondoesnotcontainwordsprohibitingtransferorindi

4、catinganintentionthatitshouldnotbetransferable,itmayalsobenegotiable.2.Non-causativeNature无因性Thereason(s)ofissueorendorseneednottowriteonthefaceofthebill.3.RequisiteinForm要式性Thebillmustcontainstheprerequisiteitemsrequiredbythelaw.4.Presentment提示性PresentforpaymentPresent

5、foracceptance三、Thethreeimportantnegotiableinstruments：(1)Billofexchange汇票(2)Promissorynote本票(3)Cheque支票第二节汇票一、BillofExchange/Draft/Exchange汇票的定义二、Essentialsofabillofexchange汇票的要式项目三、Actsofabillofexchange汇票的票据行为四、Typesofbillofexchange汇票种类一、汇票的概念《英国票据法》对汇票的定义：汇票是由一人开致另一人的

6、书面的无条件命令，由发出命令的人签名，要求接受命令的人在要求付款时立即，或在固定时间，或在可以确定的将来时间，把一定金额的货币支付给一个特定的人，或他的指定人，或来人。Abillofexchangeisanunconditionalorderinwriting,addressedbyonepersontoanother,signedbythepersongivingit,reguringthepersontowhomtowhomitisaddressedtopayondemandoratafixedordeterminablefutu

7、retimeasumcertaininmoneytoortotheorderofaspecifiedperson,ortobearer.Threebasicpartiesdrawer出票人draweePayee收款人payer付款人PresentforpaymentPresentforacceptanceissue二、Essentialsofabillofexchange汇票的基本项目(必要项目)①Theword“Exchange”汇票字样②Anunconditionalorderinwriting无条件支付命令③Amount金额④T

8、enor付款期限⑤DateandplaceofIssue出票时间地点⑥Nameandaddressofthedrawee付款人名称地址⑦Nameorbusinessentityofthepayee收款人名称⑧Drawer