联银型在线支付平台与其增值服务分析

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1、enterprisetothepaymentplatform，inter-bankonlinepaymentoftheB2BbusinessandSOon．Tbeseestablishsolidtheoreticbasisforthefulltext．2。Researchontheplatform．W÷designedthefourcoresubsystems．whichconstitutetheUBOPplatformaccordingtothebusinessdemand．Thesefoursystemsarepaymentsettlementsystem

2、，clearingsystem，paymentgatewaysystemandaccountsmanagementsystena．Undertheconductofthetheoreticstudy,thispartsketchedtheframeofthewholeUBOPplatform．3．Research-ontheinterface．WbstudiedtheactualityandbusinessdemandofthestandardizationconstructionoftheonlinepaymentinOUrcountry,suggested

3、correspondingsolution，designedtheinterfacebetweentheUnion—BankcenterandChina’SNationalAdvancedPaymentSystem(CNAPS)，theinterfacebetweenUnion—Bankandinformationsystemoftheenterprise，realizedthesynchronoustransfersofthecapitalflowandinformationno、轧designedthecapital—orderstatement．4．Re

4、searchonthevalue—addedservice．Wesuggestedutilizetheabundantdataandinformationobtainedbytheplatformtorealizeallkindsofextensivecreativeservice，suchasanti—moneylaundering，anti-taxevasion,fundinfloatmonitoring，USerintelligentrecommendation，SCM，CRM，operationanticipationanalysis，usercred

5、itevaluation，etc．Additionally,weconstructedtheanti—moneylaunderingservicesubsystemandtheanti—taxevasionservicesubsystem．Inthisthesis，westudiedhowtousetheeffectiveonlinepaymentmodetoservertheintegrationoftheinformationflow,capitalflowandlogistiesofe-commerce，soastopromoteitsdevelopme

6、nt．Besides，wecarryontheresearchonhowtoutilizethecreativevalue-addedservicetosolvemanyexistingproblemandimpeltheinnovationoftheonlinepaymentmode，providesupportoftheory,methodandtechnologyforthe@-comnlcl"Cedevelopment，andcreatevaluefortheclient．TheUBOPmodeCansolvemanyexistingproblem，a

7、ndisafeasiblesolutionfortheonlinepaymentofourcountry．nlcstudyofUBOPismeaningfultothedevelopmentofe-coinnlerccintheoryandpractice．Keywords：onlinepayment，unionbank,platformdesign,valueaddedserviceE．conlnlerceIV独创性声明本人声明，所呈交的论文是我个人在导师指导下进行的研究工作及取得的研究成果。据我所知，除了文中特别加以标注和致谢的地方外，论文中不包含其他人已

8、经发表或撰写过的研究成果，也不包含为获