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1、实用跨文化交流教程作者:李果红责任编辑:诸葛勤出版日期:2011年8月IDPN:308-2011-29课件章数:13Unit10CommonActivitiesHumanfelicityisproducednotsomuchbygreatpiecesofgoodfortunethatseldomhappen,asbylittleadvantagesthatoccureveryday.---BenjaminFranklinIfyourdailylifeseemspoor,donotblameit;blameyourself,tellyourselfthatyouarenotapoe
2、tenoughtocallforthitsriches;fortothecreatorthereisnopovertyandnopoorindifferentplace.---RainerMariaRilkeHowdoyouunderstandthetwosentencesabove?PartILead-in1.Doyoulikeshopping?Whatdoyouusuallybuy?AndWheredoyouusuallybuythem?2.Willyoucomparethesamegoodsindifferentstores?Ifyes,whatmatterstoyoumo
3、st?PlacestoShopSupermarketsShoppingcenters(malls)DiscountstoresOutletstoresSpecialtystores(sellonlythefinestbrands)Electronicappliancestores3.Howdoyouusuallypay?Cash(butmostAmericansdonotcarrymuchcashwiththem)CreditcardDebitcardCheckOtheroptions:CaseStudyDirections:PleasereadthefeaturesofBank
4、ofAmericainthefollowing.IdentifydifferentfeaturesfromthoseofChinesebanksanddiscusswithyourpartners.1)TherearedifferentbankaccountsyoucanopenwithBankofAmerica,suchasCheckingAccount,SavingsAccount,CertificateofDeposit,IRA(IndividualRetirementAccount),etc.UsuallyinChina,theaccountsusuallywecommo
5、nlyuseare“dingqi”and“huoqi”accounts.InAmerica,however,thereareusuallythree:CheckingAccount,SavingsAccountandCertificateofDeposit.2)WithCheckingAccount,usuallythereisnointerestinthisaccount,butonecandepositmoneyinandwithdrawmoneyfromthisaccountfreely.CheckingAccountissimilarto“huoqi”accountinC
6、hinabuthavedifferentfeatures,onecanwithdrawmoneyfreelyfromthisaccount,butinterestinglythereisnointerestgeneratedfromthisaccount.3)WithSavingsAccount,usuallythereisinterest,butoneneedstopayhisservicefeesundercertaincircumstanceswhileusingit.SavingsAccountisalsosimilarto“huoqi”accountinChinawit
7、hinterestgeneratedfromthisaccount,however,oneneedstopaytransactionfeewhileusingit.4)CertificateofDepositisabankaccountwithwhichonecandepositmoneyforaperiodoftimeandgaininterestoutofit.CertificateofDepositissimilarto“dingqi”accountinChina.Onec