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1、Subject:ResearchonRuralCommercialBankCreditRiskControlofMiddleandSmall-sizedEnterprisesSpecialty：MasterofBusinessAdministrationName：JiSiliang(Signature)Instructor：ShangMei(Signature)ABSTRACTRuralcommercialbankatthebeginningoftheestablishedtendto"basedonsmallandmedium-sizedenterprises,serv
2、icethelocaleconomy"asitsmanagementstrategy,shouldertheimportanttaskofdevelopingthelocaleconomy,supportsmallandmedium-sizedenterprises,tostabilizetheregionaleconomy,andpromotetheharmoniousdevelopmentofsocietyhasplayedaveryimportantrole.However,becauseoftheparticularityofthebankingsystemino
3、urcountry,largedomesticcommercialBanksaccountedforthevastmajorityofthedomesticfinancialmarket,therefore,moreandmoreexpertsandscholarswillbethefocusoftheresearchonthestate-ownedcommercialBanks,andneglectedtheruralcommercialbanksucharelativelyspecialgroup,peculiartotheruralcommercialbankcre
4、ditriskisthelackofattention.Theimprovementofruralcommercialbankcreditriskmanagementisasystemprocess,itisnotachievedovernight,needcontinuousimprovementtoperfect.AndacarefulstudyofruralcommercialBanksincreditmanagementproblem,findtheimprovementofthepracticalmeasurestohelpthemimprovethequali
5、tyofassets,tospeedupthedevelopment,topromotethelocaleconomy,buildingaharmonioussocietyisofgreatsignificance.Thisarticleinthecommercialbankcreditriskcontrol,onthebasisofrelevanttheoreticalstudy,usingthemethodofquestionnairesurvey,tracked2007-2013,ourcountrynearly40ruralcommercialbankdata,q
6、uantitativelycalculatedthenon-performingloanratioofChina'sruralcommercialbank,analyzesthepresentsituationoftheruralcommercialbankcreditriskmanagementofsmallandmedium-sizedenterprises,pointsouttheexistingproblemsanditsreasons;thenfurtherdiscussestheinfluencefactorsandtheirinfluenceofcommer
7、cialbanksofsmallandmedium-sizedenterprisecreditrisk,thepaperusesfuzzycomprehensiveevaluationmodeltomakesureofthem;finaly,thepaperputsforwardtheruralcommercialbankcreditriskcontrolofsmallandmedium-sizedenterprisescountermeasuresandsuggestions.Withthestudyofruralcomme
