与房屋有关英语词汇

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1、与房屋有关的词汇House（房子）semi-detachedhouse半独立式房子（一栋房子从中间隔开，成为两户人家，花园也用篱笆隔开）detachedhouse独立式房子(一家拥有)terracedhouses/rowhouses连栋房屋(互相连接的一排房屋；两幢之间只有一层墙壁相隔)fence篱笆frontdoor房子前门garage车库driveway车库通向马路的空地Flat/Apartment(公寓)blockofflats公寓楼groundfloor第一层firstfloor第二层lift/elevator电梯stair

2、s楼梯steps楼外的台阶balcony阳台Renting(租房)landlord房东rent房租HouseLeasingContract房屋合同deposit定金furnishedhouse/apartment有家具的房子/公寓unfurnishedhouse/apartment无家具的房子/公寓avacantroom/aspareroom空房singleroom单人间doubleroom双人间utilities水、电、煤气和垃圾处理等费用flatmate合住一套公寓的人；合租者lettingagency房屋中介agencyfee

3、中介费homestay寄宿家庭，指和房东住在一起，由房东提供食宿）universityaccommodation学校宿舍（住在大学提供的宿舍里）privateaccommodation私人住房Room(房间)cozy温馨的livingroom/lounge起居室；客厅bedroom卧室mainbedroom主卧carpet地毯coffeetable（置于沙发前的）茶几armchair单人沙发remotecontrol遥控器radiator暖气片centralheating中央供暖fridge/freezer冰箱kettle电烧水壶s

4、tool厨房高脚椅oven烤箱dishwasher洗碗机tap水龙头sink洗碗池cupboard橱柜shower淋浴/冲凉bath浴缸bathroom卫生间mainbathroom主卫toilet马桶Buya(an)flat/apartment买房realestate房地产mortgage按揭（指向银行借长期抵押贷款，用来买房子）downpayment首付completedapartment/flat现房（指已建好供销售的房子）forwardhousingdelivery期房resoldapartment二手房affordable

5、housing经济适用房housingprice房价Financingisthekeytomostrealestatetransactions,soifyouarebuyingrealestateforyourpersonaluse,consumercreditconsiderationsareofparamountimportance.Unlikethestandardstockleveragingscheme,wherethedebtiscappedat50percentoftheprincipalvalueofthetrans

6、action,thestandarddebt-to-assetratioinrealestateorwhatthebankscalltheloan-to-valueratio,is80percent,witha20percentdownpayment.Insuchaninstance,thelenderlooksasmuchtothecreditoftheborrowerastothevalueoftheproperty,tobesureofrepayment.Hence,yourrecordofpaymentofotherdebt

7、s,orlackthereof,willbeacriticalfactorinwhetherornotyougetcreditforahomepurchase.Otherfactorsthatcomeintoplayareyouroverallfinancialpicture.Ifyouhavelargeamountsofotherassetssuchasstocks,thatwillhelp.Retirementassetssuchasindividualretirementaccounts(IRAs)cannotbeusedto

8、secureloans,buteventheymayindirectlycountinaborrower’sfavorasevidenceofastuteness.　　Ifyouarebuyingpropertyforrentalas