4、展和经济持续增长主要制约因素。导致中小企业融资困境的原因是多方面的,包括中小企业自身的缺陷,银行业的垄断,中小金融机构发展的滞后,民间金融市场的不完善等等。本文从我国中小企业的融资困境入手,通过实际调查数据反映中小企业的融资特点,分析形成我国中小企业融资现状的原因,再与国际发达国家对此问题的解决方案进行比较与借鉴,参考中小企业融资的经典成功案例,归纳出对我国中小业融资的几项解决建议。关键词:中小企业;融资;资金短缺;金融危机VI我国中小企业融资困局与对策ABSTRACTVI我国中小企业融资困局与对策Since reform and openi
5、ng up, China's rapid development of small and medium-sized enterprises, in the national economy has become the most dynamic growth, become our country's important component of the socialist market economy. But for a long time, due to various reasons, China's small and mediu
6、m-sized enterprises of financial support but its contribution is not symmetric. Financing has become our country small and medium-sized enterprise development problems. This article comprehensive analysis of small and medium enterprises on the basisof the basic theory, the
7、financing difficulties of SMEs in China present situation and the reason carries on the analysis, and to learn from foreign successful experience's foundation,proposedsuitsourcountrynationalconditionthefinancingdilemmaof small and medium-sized enterprises and the solution.
8、The development of China's economy, especially the development of the private econ