商业银行金融危机论文

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1、商业银行金融危机论文　　随着金融全球化的不断深化,金融业的发展日新月异,同时金融行业风险加剧,金融危机时有爆发,美国次级贷款危机引发的金融危机就更值得警醒。下面是学习啦小编为大家整理的商业银行金融危机论文，供大家参考。　　商业银行金融危机论文范文一：浅谈金融危机下的商业银行风险管理　　【论文关键词】金融危机　银行　风险管理　　【论文摘要】：美国次贷危机引起了全球金融危机。本文从风险管理的角度对美国次级债危机进行了剖析，分析了金融危机对中国商业银行风险管理的影响，并提出相应的对策与建议。　　一、金融危机的成因——对风险管理的忽视　　美国的次贷危机目前已经引起全球性的金融危机.表面看

2、来。次级债问题是由美国低收入者的房贷所引发的。实质上。本次危机起源于刺激经济的目标下，过度的信贷以及信用风险互换等衍生工具的滥用.终致危机恶化。而贯穿始终的是，无论是监管者、金融机构和个人都存在忽视风险管理的因素。产生次级债的直接原因主要有三点。即“资产过度证券化”、“杠杆效应”和“政府监管不力和错位”organizationsystemandworkingmode,theselectionofanumberofmunicipalstrengtheninggrouptobuildinnovationandstrengthentheorganizationofthebasiclev

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