2008年10自考风险管理试题及答案（2008 10 self examination risk management questions and answers）

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1、2008年10自考风险管理试题及答案（200810selfexaminationriskmanagementquestionsandanswers）First,singlechoicequestions1.islikelytocauselonglead,appearriskmanagementstructuredisorder(is)A.straightlinesystemB.functionsystemC.linefunctionsystemD.horizontallinecombinationsystemAnswer:B

2、2.andtheunfairsocialbehaviorrelatedriskfactors(called)A.moralhazardfactorsB.psychologicalriskfactorsC.substantialriskfactorsD.tangibleriskfactorsAnswer:ASample:3.5,9.7,3.13,6,2.8(median).A.6B.7C.7D.13Answer:A4.whentheinsurerandtheinsureddonotagreewiththecontract,th

3、eexplanationofthecontractshouldbebeneficialtotheinsurerA.insurerB.insuredC.beneficiaryD.insurancebrokerAnswer:BThe5.doctor'snegligenceformedicalmalpracticeis()A.substantialriskfactorsB.moralhazardfactorsC.propertyriskfactorsD.psychologicalriskfactorsAnswer:DAbout6.

4、ofgroupinsurancefollowingerroris()A.musthaveaphysicalexaminationB.insurancehasanupperlimitC.reducestheinverseselectionD.hasrequirementsforthenatureoftheparticipatinggroupAnswer:A7.generalDutchactisnotinsurablebecausethefollowingconditionsdonotmeettheinsurablerisks(

5、)A.mustbepureriskB.losscanbemeasuredC.riskaccidentisunexpectedfortheinsuredpersonD.hasalargenumberofriskunitsAnswer:C8.mostpurerisksbelongto()A.economicriskB.propertyriskC.specificrisksD.staticriskAnswer:D9.toanalyze,check,reviseandevaluatetheapplicabilityandeffect

6、ivenessoftheriskmanagementmeansEffectivenessevaluationofA.riskmanagementB.riskmeasurementC.riskmanagementD.riskidentificationAnswer:A10.asoneoftheformsoforganizationalstructureofenterpriseriskmanagement,thelinearorganizationstructureisonlyapplicableto()A.largeenter

7、prisesB.mediumsizedenterprisesC.smallenterprisesD.personalpartnershipAnswer:C11.thenecessityofriskmanagementinadditiontothesecurityneedsofthehumanismoreimportant(because)ObjectiveexistenceofA.riskB.riskuncertaintyThecostofC.riskD.risksarecomplexandchangeableAnswer:

8、C12.asfarasthewholesocietyisconcerned,alleconomicunitsarefacedwithfirerisks,butwhetheraspecificfamilyorenterpriseoccursornotdoesnothappenOK,thatm