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1、∶∶∶∶∶∶∶∶∶∶ 装 ∶∶∶∶∶∶∶∶∶∶∶ 订 ∶∶∶∶∶∶∶∶∶∶∶∶∶ 线 ∶∶∶∶∶∶∶∶∶∶∶∶∶∶∶∶学号： 姓名： 系(院)： 年级、专业、班级：考场(教室)：座号： 桂林理工大学期末考核试卷（2014学年度春季学期）英语报刊选读X《》√课程(A/B卷)课程号512060考核形式闭卷考核日期２０14年 9 月日考核时长120分钟题 号一二三四总分分 值１００实得分统分人核分人得分评卷人一、阅读：段落匹配题（本大题共10小题，每小题2分，共20分）Pr
2、otectYourNest[A]It'snevertooearlytoprotectyourfamily'sfinancialwell-being.Yetbecausemostofusaresobusyjugglingworkandfamilycommitments,wetendtoneglectthethingsthatdon'trequireimmediateattention.Someday,wethink,we'lltakecareofthethreeessentials--retirement
3、savings,insurancecoverageandestateplanning.Unfortunately,emergenciescanstrikeandthenit'stoolate."Failuretoplanisahugemistake,"BarbaraRaasch,managingdirectoratWealthandTaxAdvisoryServices,Inc.,toldus.[B]Howcanyouavoidthe"shouldhave,couldhave,wouldhave"sce
4、nario?Byputtingthesethreeitemsatthetopofyour"todo"list--protectyourfuture,protectyourfamilyandprotectyourlegacy(遗产).ProtectYourFuture[C]Thenationalsavingsrateaveragedaround0.4%forthefirsthalfofthisyear,accordingtotheU.S.DepartmentofCommerce,meaningAmeric
5、ansspentawhopping99.6%oftheirafter-taxearnings.Evenmorefrightening,inJulythesavingsratedroppedbelowzero.Weallknowweshouldsavemore.Butwithsomanygoalstosavefor--ahouse,thekids'collegetuition,yourretirement,occasionalvacationsandasmallemergencyfund--it'seas
6、ytofeelthere'sjustnotenoughmoneytodoitall.[D]Budget.Thefirststepistocreateabudget.Onceyouknowwhatyou'respendingyourmoneyon,youcanfigureoutwhatyoudon'tneedtospenditon--andsockthosesavingsaway."Everymonthyouhavetopayyourselffirst,"saysJoeMoglia,CEOofAmerit
7、rade."Takealittleoutofyourpaycheck."Itdoesn'thavetobemuch--itcouldbeforegoing(放弃)thatextralatteorgettingtheDVDfreeatthelibrary.[E]Retirement.JustabouteverysurveyofAmericaninvestorsthesedaysshowsthatretirementisamainreasonforsaving.Yetanastoundingnumberof
8、peopleignoretheopportunitiesofferedbyemployment-basedretirementplans.AccordingtoarecentsurveybyAonConsulting,morethan20%ofthoseeligiblefora401kplandonotparticipateatall,whileanother53%donotsaveataratehighenoughtotakefullad
