保险中心支公司整改报告

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1、ⅩⅩ中心支公司整改报告总公司：根据总公司财务《关于二级机构分区结果第二阶段通报的通知》，ⅩⅩ中心支公司未完成各项经营指标，且第三季度连续三个月评定为C类机构，从黄区机构降为红区机构。按照总公司要求，我司积极整改，具体情况汇报如下：一、指标完成情况（一）、保费收入情况截止ⅩⅩ年09月，ⅩⅩ中心支公司累计保费收入3853.96万元，年保费计划8500万元，完成年保费计划的45.34%，落后序时进度29.66%。月份交强险商业车险车险小计非车险保费合计非车险占比ⅩⅩ.01107.22216.02323.2445.30368.5412.29%ⅩⅩ.02106.54255.75362.299.443

2、71.732.54%ⅩⅩ.03213.68515.49729.17108.74837.9112.98%ⅩⅩ.04156.44351.84508.28125.22633.5019.77%ⅩⅩ.05142.00283.43425.4377.45502.8815.40%ⅩⅩ.06107.78194.96302.7547.98350.7313.68%ⅩⅩ.0775.79152.41228.2059.33287.5420.63%ⅩⅩ.0847.32109.04156.3696.54252.9038.17%ⅩⅩ.0962.49149.55212.0436.20248.2314.58%合计1019.26

3、2228.503247.76606.203853.9615.73%（二）、前线销售费用率截止ⅩⅩ年09月，前线销售费用率（账面）30.78%，年初预算27.78%，超预算3.00%；前线销售费用率（ⅩⅩ保单）28.60%，年初预算27.78%，超预算0.82%。月份年初预算前线销售费用率账面差异15保单差异11ⅩⅩ.0127.78%29.01%-1.23%27.36%0.42%ⅩⅩ.0227.78%25.67%2.11%27.70%0.08%ⅩⅩ.0327.78%25.43%2.35%26.82%0.96%ⅩⅩ.0427.78%26.29%1.49%27.30%0.48%ⅩⅩ.0527.7

4、8%28.05%-0.27%27.59%0.19%ⅩⅩ.0627.78%29.76%-1.98%27.88%-0.10%ⅩⅩ.0727.78%30.67%-2.89%28.12%-0.34%ⅩⅩ.0827.78%30.92%-3.14%28.42%-0.64%ⅩⅩ.0927.78%30.78%-3.00%28.60%-0.82%（三）、后线管理费用率截止ⅩⅩ年09月，后线管理费用率13.30%，年初预算7.79%，超预算5.51%，主要因为保费未按照序时进度完成，后线管理费用不能摊薄。月份BG01日常管理费用BG02人力费用BG03固定费用BG04间接理赔费用合计ⅩⅩ.011.17%5.2

5、1%1.97%2.80%11.14%ⅩⅩ.022.61%11.99%1.98%4.47%21.04%ⅩⅩ.031.75%6.81%1.40%3.11%13.08%ⅩⅩ.041.61%5.98%1.46%2.68%11.74%ⅩⅩ.051.59%5.97%1.50%2.60%11.65%ⅩⅩ.061.60%5.97%1.58%2.61%11.76%ⅩⅩ.071.68%6.11%1.66%2.69%12.14%ⅩⅩ.081.78%6.29%2.01%2.89%12.96%ⅩⅩ.091.84%6.40%2.11%2.96%13.30%（四）、营业税金及计提费用率截止ⅩⅩ年09月，营业税金及计提费

6、用率7.12%，年初预算6.97%，超预算0.15%。月份营业税金及附加计提费用合计ⅩⅩ.015.60%2.80%8.40%ⅩⅩ.025.60%2.05%7.65%ⅩⅩ.035.60%1.86%7.46%ⅩⅩ.045.60%1.69%7.29%ⅩⅩ.055.60%1.62%7.22%ⅩⅩ.065.60%1.59%7.19%ⅩⅩ.075.60%1.56%7.16%ⅩⅩ.085.60%1.54%7.14%11ⅩⅩ.095.60%1.52%7.12%（五）、满期综合费用率截止ⅩⅩ年09月，综合费用率51.31%，环比上升0.20%，同比上升9.04%，因发放2014年年终奖56.61万元，占比自

7、留保费1.85%，剔除该因素，实际综合费用率49.83%，比年初预算高6.91%，主要原因为保费达成率低，后线管理费用不能摊薄。月份获取成本维持费用间接理赔费用综合费用自留保费综合费用率（当月）综合费用率（累计）ⅩⅩ.01137.8930.7410.31178.94368.5548.55%48.55%ⅩⅩ.02108.8191.9622.75223.52372.2460.05%54.33%ⅩⅩ.03272.3234.61