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ID:33315709
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页数:13页
时间:2019-02-24
《金融市场与机构madura第九版题库ch21精选》由会员上传分享,免费在线阅读,更多相关内容在应用文档-天天文库。
1、ThriftOperationsv13Chapter21ThriftOperations1.TheinsuringagencyforS&LsistheA)SecuritiesandExchangeCommission(SEC).B)FederalDepositInsuranceCorporation(FDIC).C)U.S.Treasury.D)SavingsAssociationInsuranceFund(SAIF).ANSWER:D2.The_________savingsinstitutionsholdthemostassetsinaggregate.A)stockownedB
2、)mutualC)closely-heldD)privatizedANSWER:A3.Whichofthefollowingstatementsisincorrect?A)Amutual-to-stockconversionallowssavingsinstitutionstoobtainadditionalcapitalbyissuingstock.B)Becauseofthedifferenceinownercontrol,mutualsavingsinstitutionsaremoresusceptibletounfriendlytakeovers.C)Whenamutuals
3、avingsinstitutionisinvolvedinanacquisition,itfirstconvertstoastock-ownedsavingsinstitution.D)Consolidationandacquisitionshavecausedthenumberofmutualandstocksavingsinstitutionstodeclineconsistentlyovertheyears.ANSWER:B4.Savingsinstitutionsusemostoftheirfundsfor______. Commercialbanksusemostofthe
4、irfundsfor______.A)mortgages;mortgagesB)mortgages;businessloansandcommercialrealestateloansC)businessloans;commercialrealestateloansandmortgagesD)commercialrealestateloansandmortgages;businessloansANSWER:B5.Federally-charteredsavingsinstitutionsareregulatedbytheA)SecuritiesandExchangeCommission
5、(SEC).B)FederalReserve.C)OfficeofThriftSupervision(OTS).D)ComptrolleroftheCurrency.ANSWER:C©2010CengageLearning.AllRightsReserved.ThiseditionisintendedforuseoutsideoftheU.S.only,withcontentthatmaybedifferentfromtheU.S.Edition.Maynotbescanned,copied,duplicated,orpostedtoapubliclyaccessiblewebsit
6、e,inwholeorinpart.ThriftOperationsv136.SavingsinstitutionsobtainmostoftheirfundsfromA)savingsandtimedeposits.B)loans.C)mortgages.D)repurchaseagreements.ANSWER:A7.Whensavingsinstitutionsareunabletoattractsufficientdeposits,theycanA)borrowinthefederalfundsmarket.B)borrowfromtheFederalReserve.C)bo
7、rrowthrougharepurchaseagreement.D)alloftheaboveANSWER:D8.ThecapitalofSIsisprimarilycomposedofretainedearningsandfundsobtainedfromissuingstock.A)TrueB)FalseANSWER:A9.Ifdepositsmovemoneyfromtheircheckingaccounttoshort-termCDs,thiswo
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