商业银行小微金融的发展的研究

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1、目录目录第一章绪论······································································1第一节研究背景及研究意义························································1一、研究背景······················································································1二、研究意义·············

2、·········································································2第二节研究思路和框架······························································3第三节研究方法与主要创新点·····················································3一、研究方法·········································

3、··········································3二、主要创新点················································································3第四节国内外文献综述······························································4一、国外文献综述·················································

4、·····························4二、国内文献综述··············································································4第二章小微金融的概念及发展的必要性·································7第一节小微金融概念的界定························································7第二节小微金融发展的必要性···········

5、··········································7第三节我国金融政策支持小微金融发展·······································10第三章小微金融的发展现状··············································12第一节小微金融机构的发展条件················································12第二节小微金融目前的发展规模······················

6、··························12第三节小微金融成功发展案例···················································13一、民生银行做探索特色小微金融服务的专业支行····································13二、北京银行区域化经营实施“信贷工厂”模式·······································14三、光大银行力推小微企业信贷模式化····························

7、······················15四、招行小贷中心专项服务中小企业·····················································16第四节小微金融发展的现实意义················································17第五节小微金融面临的机遇和挑战·············································18第四章小微金融发展中面临的问题·························

8、············20IV目录第一节小微金融机构资金供给不足，投资成本高····························20第二节小微企业中的风险信贷···················································20第三节产品单一，缺乏创新··························