《国际贸易Lectu》PPT课件

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1、Lecture11.PaymentofGoods(2)Contents&KeypointsPatternsofpayment1.Remittance(汇付)—commercialcredit(1)M/T(Mailtransfer)(2)T/T(Telegraphictransfer)(3)D/D(Banker’sdemanddraft)2.Collection(托收)---commercialcredit3.Letterofcredit(信用证)4.Factoring(出售应收账款)5.Forfeiting(包买票据)FinancingcreditI.Patternsof

2、payment(付款的方式）1.Remittance(汇付)(1)MeaningofremittanceRemittingbanktransfersfundsdirectlytothepayeeontherequestofremitter(出票人)(2)4partiesinvolvingintheremittanceRemitter(出票人,付款人):thepersonremittingthepayment(importerinexporting-importingtrade)Payee/Beneficiary(收款人):thepersoncollectingthepay

3、ment(exporter)Remittingbank(汇出行):entrustedbytheremittertoremitthepaymentI.Patternsofpayment(付款的方式）(4)Payingbank(汇入行):correspondentbankoragentbanktopayfortheexporter(obligee/payee/beneficiary)2.Threebasicwaystotransferpaymenttoabroad(1)Remittancebyairmail—Mailtransfer(M/T信汇)(2)Remittanceby

4、cable/telex/SWIFT—telegraphictransfer(T/T电汇)(3)Remittancebybanker’sdemanddraft(D/D票汇)I.Patternsofpayment(付款的方式）2.Threebasicwaystotransferpaymenttoabroad(1)Remittancebyairmail—Mailtransfer(M/T信汇)Process:Remitter(Importer)付款人Handoverapplication&fundbyacheck(1)Turningbackthestub回执单（2)Remitti

5、ngbank(汇付行)Payee(Exporter)收款人Payingbank(汇入行）MailtransferAdvice(信汇通知书）(4)Sendinstruction（委托书）forremittance(3)Debitmemo（借款通知单）(7)Singingareceipt(5)Paying(6)DifferenceBetweenM/T&T/T:usingtelecommunication(2)Remittancebycable/telex/SWIFT—telegraphictransfer(T/T电汇)SWIFT(SocietyforworldwideInte

6、r-bankFinancialTelecommunication)环球同业银行金融电讯协会Advantages:(1)Safety(2)highspeed(3)Lowexpense(4)automationI.Patternsofpayment(付款的方式）(3)D/D(Banker’sdemanddraft)票汇Remitter(Importer)付款人Handoverapplication&fundbyacheck(1)Issuingdraft(2)Remittingbank(汇付行)Payee(Exporter)收款人Payingbank(汇入行）Verifying

7、&paying）(6)(4)Mailingthestub(回执)Debitmemo（借款通知单）(7)Handingoverdraft(5)(3)MailingbankdraftII.Collection(托收)1.CollectionThemechanismforhandlingfinancial&commercialdocumentsbybanksinaccordancewithinstruction(委托书)fromprincipal/sellerinorderto:(1)Obtainpayment/acceptance