资源描述：
《TOWARDS AN INTEGRATED ARCHITECTURE AND ASSESSMENT MODEL FOR FINANCIAL SOURCING》由会员上传分享，免费在线阅读，更多相关内容在行业资料-天天文库。
1、TOWARDSANINTEGRATEDARCHITECTUREANDASSESSMENTMODELFORFINANCIALSOURCINGRainerAlt,UniversityofSt.Gallen,Müller-Friedberg-Strasse8,9000St.Gallen,Switzerland,rainer.alt@unisg.chStefanReitbauer,UniversityofSt.Gallen,Müller-Friedberg-Strasse8,9000St.Gallen,Switzerland,stefan.reitbauer@unisg.chAbstractb
2、usinessfunctions.However,offeringsforalternativesourcingmodelsareonlyemerginginthemarketplaceAlthoughmanybanksstillreportstrongprofits,impor-andinsightsongenericsourcingmodelsaswellastantcompetitive,technologicalandregulatorychangestheireconomicviabilityisstilllacking.Toaddressforcethesecompanie
3、storeconsidertheirstrategiesthesechallengesatwo-yearmultilateralresearchpro-andstructures.Amongthecurrentdevelopmentsarejecthasbeenstartedwhichispresentedinthisre-initiativestoincreaseflexibilitybyreducingfixedcostssearchinprogresspaper.Afteranoutlineofthemoti-andtoleverageactivitieswithcompetit
4、orsandothervationandtheresearchdesign,initialresultsarede-partners.Contrarytomanufacturingindustries,finan-scribedintheareaofpaymentexecution.cialcompanieshavemaintainedahighdegreeofverti-calintegrationandsourcingmodelsareslowlyemerg-Keywords:sourcing,financialindustry,paymentexe-ingwhichfocusno
5、tonlyonthetechnologicalinfra-cution,architecture,assessmentmodelstructureandapplicationprovisioningbutalsoonnextsixyears,whereasthefindingsshowthatbiguniver-1SOURCINGINTHEFINANCIALINDUSTRYsalbankswilloutsourceless(fromanverticalintegrationof88%to73%)thanprivatebanks(from80%to62%).Anotherstudyfro
6、mIMG(2004)analyzesthetypeofTraditionally,Europeanbanksarehighlyverticallyinte-sourcedservicesinmoredetailandshowsstrongverticalgrated.Forexample,96.7%ofthe2.355bankslistedinintegrationonlyinthebusinessprocessarea.OutsourcingGermany(2003)wereuniversalbankscoveringafullwaswellacceptedforapplicatio
7、ndevelopmentandprovi-spectrumofbankingservices.Incomparison,industriessioning(73%)and43%hadoutsourcedactivitiesforITsuchaselectronicsorautomotivearereportedtoorganizeoperationandmaintenance.However,outsourcingofonly15-20%oft
