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ID:39424111
大小:384.31 KB
页数:48页
时间:2019-07-03
《国际结算方式 汇款》由会员上传分享,免费在线阅读,更多相关内容在教育资源-天天文库。
1、Chapter3Remittance汇款1Internationalexchange国际汇兑referstooperationalactivitiesrelatedwiththecurrencyconversion货币兑换andtransferoffundsbetweencountriesinordertosettletheclaimsanddebtsbypaymentinstrumentsthroughbanks.Inbroadsense--theinternationalsettlementInnarrowsense--internationalbankr
2、emittanceTypes:Internationalexchange国际汇兑payerpayeeBankABankBpayerpayeeBankABankBcontractcontractRemittance顺汇Reverseremittance逆汇资金资金结算工具结算工具2Remittance(顺汇):也称汇付法,是由债务人或付款人主动将款项交给银行,委托银行使用某种结算工具,交付一定金额给债权人或收款人的结算方法。结算工具的传递与资金的运动方向一致。Reverseremittance(逆汇):又称出票法,是由债权人以开出汇票的方式,委托银行向国外债务人
3、索取一定金额的结算方式。结算工具传递方向与资金运动方向相反。33.1definitionRemittancereferstothetransferoffundsfromonepartytoanotheramongdifferentcountries.Thatis,abank(theremittingbank),attherequestofitscustomer(theremitter),transfersacertainsumofmoneytoitsoverseasbranchorcorrespondentbank(thepayingbank),instruc
4、tingthemtopaytoanamedpersonorcorporation(thepayeeorbeneficiary)domiciledinthatcountry.汇款是一种顺汇方式,是银行(汇出行)应汇款人(债务人)的要求,以一定的方式将一定的金额,通过其国外联行或代理行作为付款银行(汇入行),付款给收款人(债权人)的一种结算方式。4BasedoncommercialcreditAdvancepayment预付Exporter/seller2Shipgoods1paymentOpenaccount赊账Importer/buyerImporter/bu
5、yerExporter/seller2payment1Shipgoods53.2Partiesrelatedtoaremittance3.2.1Remitter汇款人Aremitteristhepersonwhorequesthisbanktoremitfundstoabeneficiaryinaforeigncountry.Heisalsocalledthepayer,importer.Aremittershouldfirstsubmitaremittanceapplication,which,uponacceptancebytheremittingbank
6、,evidencesacontractbetweentheremitterandtheremittingbank.63.2.2Payeeorbeneficiary收款人/受益人ApersonwhoisaddressedtoreceivetheremittanceisnamedthePayeeorbeneficiary,exporter.73.2.3Remittingbank汇出行Aremittingbankisthebanktransferringfundsattherequestofaremittertoitscorrespondentoritsbranch
7、inanothercountryandinstructingthelattertopayacertainamountofmoneytoabeneficiary.Aremittingbankistheimporter’sbank.Theremittingbankmustdoasinstructedintheapplicationuntilthewholeremittanceisfinished.OutwardRemittance汇出汇款83.2.4Payingbank汇入行/解付行Apayingbankisthebankentrustedtobytheremit
8、tingbanktopayacerta
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