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1、关于信用卡的利弊可以分成三部分：第一部分，信用卡的好处，比如说应急等；第二部分，信用卡的一些弊端，比如说鼓励一些无用的消费；第三部分：你自己的观点，理性使用O1financialinstitution：金融机构02plasticmoney:信用卡的另一种称呼03buynow,paylater:先消费，后付款。O1beassociatedwith：和…联系在一起02exceed:超过03betemptedtodosth.:诱惑，吸引04overburden:负担过多05exacerbate:加剧，恶化O1giveaccesstosth.:准许进入
2、02expenditure:支出，花费03monthlystatement:银行每月的结账单Today'sWebdeveloperneedstohaveathoroughknowIedgeofhowtobui丨dcommerce-enabIedWebsites.Oneofthemostmysteriousareas,fordientsandWebshopsalike,istheprocessofsettingupaWeb-enabIedcreditcardmerchantaccount.ThegoIdrushofe-commercehasspa
3、wnedhordesofpick-and-shovelpeddlers.Ifyousearchforinformationoncreditcards,you*11findpageafterpageofoutfits,alIofferingtogetyourcreditcardseenetogetherprontoandcheapo.AlIofthemtrytomaketheprocessofgettingamerchantaccountsoundextremelydifficultandcompIicated(ifyoubuytheirprod
4、uct,ofcourse,itbecomeseasy).丨amsorrytosaythatnotafewoftheseoutfitsareshaky,shady,orsimplyscams.Whatdoyoureallyneedtogetcreditcardtransactionsgoingonasite,andhowdoyoufindareputablebankthat'sknowIedgeableabouttheInternet?CreditCardsPersonalcreditcardsarebecomingmorecommoninChi
5、na.Banksandotherfinancialinstitutionsareencouragingtheircustomerstochangethewaytheybuythings.Butpeopleneedtobecareful.Therearedangersassociatedwithcreditcards.Somepeoplefinditveryeasytoexceedtheirbudget.Theyaretemptedtopurchasegoodsthattheydonotreallyneed,andcanbecomequickly
6、overburdenedbydebt.Thecreditcardsoftenchargeahighrateofinterest,whichexacerbatestheproblemsforthesepeople.However,usedwiselycreditcardscanimprovethequaIityofpeop丨e'sIives.TheycangivepeopIeaccesstomoneytomeetsuddenunplannedexpenses.Properlyhandled,theycanletpeoplecontroltheir
7、expenditureandthemonthlystatementsprovidearecordofwheretheirmoneyhasgone.如何使用信用卡Asmentionedinanearlyarticle,therearetwotypesofcreditcards：securedandunsecured・ThisarticlewiIIexploresomeoftheissuesofsecuredcreditcards.Whatisasecuredcreditcard?Asecuredcardisacreditcardthatrequi
8、resyoutodepositacertainamountofmoneyintoasavingsaccount,moneymarketaccount,
