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1、农村信用社的经营理念及实施Thelowqualityofruralcreditcooperatives,losses,insolvency,highriskcreditcooperativesaccountedforthehigherproblemhasplaguedthesurvivalanddevelopment,facethereality,thehistoricalmissionofthecontemporarypeoplemustassumeallsurviveanddevelopment,weneed
2、todoistoclarifyideas,identifythecorrectmeasures,afteraaperiodofadjustment,andultimatelytothehealthydevelopmentoftheroad.Tothisend,wemustfirstdeterminethecorrectbusinessphilosophy,andthenundertheguidanceofthisconcept,thereformofexistingmanagementsystemsandshor
3、tcomingsintheway,todetermineasmoothimplementationofthemanagementsystemandmeasures.First,themanagementconceptofruralcreditcooperativesWhatisourbusinessphilosophy?Businessphilosophyisthesoulofanenterprise・Itisthehighestguidingprincipleofbusinessactivitiessuchas
4、enterprisemanagementandmanagementconcept・Thebusinessphilosophyofruralcreditcooperativesmustbesoughtfromitsessentialprovisionsandlivingspace・Fromthehistoryofthedevelopmentofruralcreditcooperatives,itisacooperativefinancialorganizationformedbyfarmers'shares・The
5、objectofitsserviceis"threeruralissues"〃・Asafinancialorganizationandaneconomicentity,creditcooperativesmustsurviveanddevelop,andmustimplementeconomicaccountingsystem,andmusthaveprofits・Fromthemicroperspective,theruralcreditcooperativesinthesafemoneyisdead,theo
6、peratingresultsofprofitsfromloans,loanstohouseholdsintheoperatingresults,theruralcreditcooperativesprofitsprotection;itsoperatingresultsworse,theruralcreditcooperativesprofitswillnotguarantee,andthereisariskofloanprincipalloss・Fromamacropointofview,rural,agri
7、culturalandfarmers,iftheeconomyisbooming,theruralcreditcooperativeswillflourish;onthecontrary,theruralcreditcooperativeswillfollowthedepression.Bothfromamacroorfromthemicroview,havecometotheinevitableconelusionthattheessenceofruralcreditcooperativesandthe,zth
8、reerural,zthisisone;separatedbyeconomicaccountingsystem,thez/threerural,zruralcreditcooperativesisthesourceofprofits;fromthestake,forourowngood,mustfirstletthe"threerural〃・Accordingtothis