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1、AbstractPrimarystageintheformofsmallandmedium-sizedenterpriseistheenterprise,isoneoftheimportanteconomicorganization,guidetheaccumulationofcapitalintheworldeconomicdevelopmentandrevolutionofscienceandtechnologyplaysanimportantrole,eveninlargecompaniesandenterpriseg
2、roupsthroughoutthetoday,smallandmedium-sizedenterprisesisstillanimportantpartoftheworldeconomy.EspeciallyforChina'srapideconomicdevelopment,smallandmedium-sizedenterprisestoGDP,orforemployment,forthecontributionofscienceandtechnologyinnovationisveryimportant.Butour
3、countrysmallandmedium-sizedenterpriseshavebeenfacingmanyproblems,especiallythefinancingproblemrestrictsthedevelopmentofsmallandmedium-sizedenterprises.Basedontheperspectiveofenterpriseclusters,clustermodeoffinancingforsmallbusinessesandaclusterfinancinginternalande
4、xternalenvironment,toanalyzethecurrentproblemsexistinginthefinancingofsmallandmedium-sizedenterprisesclusterinourcountry,aswellasthecausesoftheproblem,andfortheclusterfinancingmodeldesignandclusterfinancingenvironmentimprovementideasarediscussed.Thispaperwillbedivi
5、dedintosixparts:Thefirstpartistheintroductionpart,focusesonthetopic,significance,thepurposeoftheinnovativestructureandmaincontentframeworkandessaywriting,atthesametimeforthecurrentlyexistingrepresentativeliterature.Thesecondpartisthetheoreticalbasis,thepaperinvolve
6、sthebasictheoryofeconomicsandfinancerelatedtothegeneraldescriptionandIVexplanation.Thethirdpartisthebackgroundofcollaborativepart,fromthefinancingdifficultiesofsmallbusinesses,theintroductionoftheconceptofclusterfinancing,inordertopointoutthemainintentioninthispape
7、r.Thefourthpartanalysistherealisticobstaclesandcausesofthefinancingofsmallandmedium-sizedenterprisesclusterinourcountryThefifthpartputforwardtheperfectourcountrysmallandmedium-sizedenterprisesclusterfinancingideasThesixthpartistheconclusionpart,thebasicresearchresu
8、ltsofthispapertogeneralize.Keywords:SMEClusterfinancingFinancingpathFinancingpathV摘要.............................................................