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1、4.区域环境分析由于外部市场环境存在较多的不确定因素,且市场本身存在不可控性,因此针对区域市场环境的优劣势分析将为项目定位给予极大的支撑,能否从市场的供需状况及未来趋势入手、准确把握区域市场环境的各种特征及关键因素、正确认识区域市场及其内部各元素之间的关系,对后期的市场定位工作将发挥极强的指导作用,我司将根据本项目之实际需要进行针对性区域环境分析,为项目定位及全案工作提供依据和支持。4.1区域概况4.1.1区域市场的界定4.1.1.1目的Ø准确了解区域市场内各物业的供需状况;Ø把握本案所属区域在北京整体市场中所
2、处的地位;Ø为进一步细分市场及寻找市场空白提供依据;Ø发现市场机会,应对或合理回避市场风险,为本案提出准确恰当的市场定位;Ø增强调研活动的针对性,提高调研工作的效率,减少外部无关市场信息对调研工作的干扰。4.1.1.2区域界定考虑本项目所处地理位置、交通状况以及其辐射能力和自身项目特点等综合因素,我司将针对本案,圈定以本项目区域市场环境重点核心区域为:东至西四环,南至吴家村路,西至西五环,北至阜石路,并选定石景山区作为本项目之辅助研究区域。手把手地教他们使用仪器、计算公式,遇到测量上的问题,他都耐心地解答。一分
3、耕耘,一分收获,经过一段时间的精心调教ofthecontractmustbe"/";Sevenoronecopyofthecontract,eachcontractform,contentsandelements;VIII,master/slavecontractandcompletespecificationinterface,contractnumber.5.9otherprovisionstheBanksupportsriskmanagers,accompaniedbyprofessionalriskma
4、nagement,suchasaccountmanagershandlethepre-loaninvestigation,contractsandotherkeysectors.Riskmanagersandotherprofessionalaccompaniedbyriskmanagers,accountmanagersarestillsubjecttothesemeasures(procedures)forthefulfilmentofduties,qiluBankriskmanagers,riskmana
5、gers,inaccordancewiththeadministrativeprocedures(trialimplementation)calledforduties.Riskmanagementriskmanagersandotherprofessionalpersonnelinvolvedinhandling,accountmanagerwithdoublehandle.6.thecreditpolicyoftheBanktosupportcapitalusesreasonableandsufficien
6、tsourceofrepayment,partiesofgoodcreditpersonalloans.AsdescribedintheBank'screditpolicy,marketingadvice,businessmanagementandotherdocuments.7.processdescriptionandcontrolbusinessprocessesincludingpersonalloansloanapplication,acceptanceandinvestigation,riskass
7、essmentandreview,loanapproval,Contracting,loanorigination,loanpayments,creditadministrationandloanrecoveryanddisposalafterninestages.Processinputforreceiptoftheborrower'sapplication,theoutputoftheprocessforloanrecovery.Processdescriptionandcontrolofspecificr
8、equirementsareasfollows:nodeoperationflowcontrolpoint1.loanapplication1.loanborrowersapplyingfortheloan.Risk1:riskDescription:loanqualificationsdidnotmeettheBankrequirements.Controlmeasures:acco