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1、金融银行信用风险管理与知识管理毕业设计(论文)外文文献翻译题目:金融银行信用风险管理与知识管理教学院:经济与管理学院专业名称:工商管理学号:200940530228学生姓名:谭勤辉指导教师:刘显铭2013年05月28日ManagingCreditRiskswithKnowledgeManagementforFinancialBanksPanJinDepartmentofEconomicsEconomicsandManagementSchoolofWuhanUniversityWuhan,HubeiProvinc
2、e,430072,ChinaPanjin20102010@163Abstract-Nowadays,financialbanksareoperatinginaknowledgesocietyandtherearemoreandmorecreditrisksbreakingoutinbanks.So,thispaperfirstdiscussestheimplicationsofknowledgeandknowledgemanagement,andthenanalyzescreditrisksoffinancia
3、lbankswithknowledgemanagement.Finally,thepaperstudieswaysforbankstomanagecreditriskswithknowledgemanagement.Withtheapplicationofknowledgemanagementinfinancialbanks,customerswillacquirebetterserviceandbankswillacquiremorerewardsIndexTerms?knowledgemanagement;
4、creditrisk;riskmanagement;incentivemechanism;financialbanksI.INTRODUCTIONNowadays,banksareoperatingina“knowledgesociety”.So,whatisknowledge?Davenport1996[1]thinksknowledgeisprofessionalintellect,suchasknow-what,know-how,know-why,andself-motivatedcreativity,o
5、rexperience,concepts,values,beliefsandwaysofworkingthatcanbesharedandcommunicated.Theawarenessoftheimportanceofknowledgeresultsinthecriticalissueof“knowledgemanagement”.So,whatisknowledgemanagement?AccordingtoMalhothra2001[2],knowledgemanagementKMcaterstothe
6、criticalissuesoforganizationaladaptation,survivalandcompetenceinfaceofincreasinglydiscontinuousenvironmentalchange.Essentiallyitembodiesorganizationalprocessesthatseeksynergisticcombinationofdataandinformationprocessingcapacityofinformationtechnologiesandthe
7、creativeandinnovativecapacityofhumanbeings.Throughtheprocessesofcreating,sustaining,applying,sharingandrenewingknowledge,wecanenhanceorganizationalperformanceandcreatevalueManydissertationshavestudiedknowledgemanagementapplicationsinsomespecialfields.AybübeA
8、urum2004[3]analyzesknowledgemanagementinsoftwareengineeringand//.vey&R.Holdsworth2005[4]studyknowledgemanagementintheaerospaceindustry.LiYang2007[5]studiesknowledgemanagementininformation-basede
