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1、UnitSixInternationalPaymentObjectivesGetthestudentstobefamiliarwiththeinternationalpayment.Cultivatethestudents’abilityofproblem-solving.Helpthestudentsovercomethevocabularybarrierinreading.SectionAIntroductionIninternationalbusiness,termsofpaymenthavebeen
2、thekeypartsinthecontractsallthetime.Itinvolveshowexporterscollectthepayfortheirgoodsintimeandguaranteesthenormalandorderlydevelopmentoftheirbusiness.Ininternationaltrade,boththeexporterandimporterfacerisksinanexport/importtransactionasthereisalwaysthepossi
3、bilitythattheotherpartymayfailtofulfillthecontract.Inordertoguardagainstsuchpossibilities,differentmethodsofpaymenthavebeendeveloped.Ascircumstancesvary,thechoiceofpaymenttermsisalsoflexible.Pre-readingBeforereadingthefollowingpassage,answerthequestion:How
4、canweguardagainstthepossibilitythattheotherpartymayfailtofulfillthecontractinanexport/importtransaction?TextInternationalPaymentIngeneral,thereareseveralbasicmethodsofpaymentininternationaltrade.PaymentinAdvanceByinsistingoncashinadvancethesellerobviouslyh
5、ascompleteassuranceofobtainingpayment.Thismethodisoftenusedincaseswheretheexporterisnotfamiliarwiththebuyer’screditstanding.Cashinadvancemayalsobeappropriatewhenthepoliticalandeconomicconditionsinthebuyer’scountrymakepaymentuncertain.Thismethodplacesthebur
6、denforfinancingthetransactionentirelyonthebuyerOpenAccountTheprocedureofthistermisrathersimple.Theexporterdispatchesthegoods;preparesallthedocuments(mainlythecommercialinvoice),andsendsboththegoodsanddocumentstothecustomer,whiletitletothegoodspassesfromsel
7、lertobuyerfromthatmoment,andthenwaitsforpayment.Thepaymentisnotmadeatthetimewhenthegoodsaredeliveredorwhenthedocumentsarepresented,butatthetimespecifiedinthecontract.Onduedate,itisuptothecustomertoarrangepayment,soitisagoodideatoarrangewitheachcustomertore
8、mithispaymentbyCableTransfer,orTelegraphicTransfertotheexporter’sbank,quotingthebankcode,fullnameandaddressandaccountnumber.Thistermisseldomusedwherebothpartiesarenotinfairlygoodharmonywitheachother,andwheret
