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1、OnbuildthecorecompetitivenessofcitycommercialbanksmeansAbstract:CommercialbanksintheserviceofSMEsandcommunityresidents,topromotelocaleconomicdevelopmentplayedanimportantrole,however,withtheincreasedopennessofChina’sfinancialmarkets,citycommercialbanksarefacingmanyproblems.Fromcommercialban
2、kstobuildthecorecompetitivenessofthestatusquostartingonthecorecompetitivenessofcitycommercialbanksstartedtoexplorewaysofdevelopment.PaperKeywords:citycommercialbanks,corecompetencies,approachesCitycommercialbankssincethemid-1990sinception,aftertenyearsofdevelopment,throughavarietyofwaystoe
3、ffectivelyresolvetherisk,theserviceisgoodforSMEsandcommunityresidents,tovigorouslypromotelocaleconomicdevelopment,itsassetstherapidexpansionofcomprehensivestrengthhasincreased,businesssenseandbusinessphilosophyhasbeen12significantimprovement.1thedevelopmentofurbancorecompetitivenessofcomme
4、rcialbanks,theroleofThecorecompetenceofcommercialbanksisdifferentcommercialbanksinthecontextofthesamemacro-environmentandfiercecompetitioninthemarket,abletousetheirlimitedresourcestocreatemorewealthandvaluethanthecompetitionabilityofthebankingsystemcompetitionThemostimportantfunctionalelem
5、ents.tobuildthecorecompetitivenessofthebankingsectortoactivelyadapttotheinevitablechangesinmarketdemandchoice,itneedstobankaclearsystemofpropertyrights,improvingcorporategovernanceinstitutions,theoptimizationoforganizationalstructure,anextensionoftheservicecontent,productfeaturesinnovation
6、,loweroperatingcosts,improveassetquality,multi-facetedstrongsupport,istoprotectthebankforsustainabledevelopment.2citycommercialbankstobuildthecorecompetitivenesshasmadegreatprogress,butthereare12stillinadequate2.1Targetmarketsegmentationisnotenough,thereisnoclearmarketpositioningFormostcit
7、ycommercialbanks,theytargetedmarketpositioningforthelocalbusinessesandresidentsintheprovisionoffinancialservices,butinthesamecityorregionhasanumberofdifferentstrengthofthebank,andbankingproductsandservicesandthereislargehomogeneity,sotheindustryisextremelycomp
