我国农村金融服务存在的问题及对策研究

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1、我国农村金融服务存在的问题及对策研究我国农村金融服务存在的问题及对策研究ResearchonExistingProblemsinRuralFinancialServiceandCorrespondingSolutions作者：赵言力叶丹萍陈如梦丁晓洁（06金融工程）完稿日期：2007年10月11日singingsongsprogress,andbreaksdownbarrierstoair,widelywelcomedbytheJapaneseyouth.Soon,thepoliticalteamwasheldintown"25rent"forumtopromoterent,atte

2、ndedbyKMTCountyGovernment,countyoffices,YanTombDistrictGovernmentandrepresentativesfromallwalksofthelocalyouth.Themeeting,theobjectionsraisedbytherepresentativesoftheCountyCommittee,thetwosideshotlydebated.ThelocalgentryandCountyCommitteeoftheKuomintanghaveattackedpoliticalteamforunusualactivit

3、y,ZhuangShaozhenbecameamajorgoal.Renewedfromtheflagpublications,organizedanti-Japanesecampaign,thentoconvene"25rent"Forum,sparkingaburstofpublicityheattopromoteyouthwarplayedarole.Butthesecondwaveofanti-communist,Kuomintangismulling,wujiangludong,LuXItwolocalforcestooktheopportunitytolaunchthe"

4、Shen"(theKMTCountyChiefShenLiqun)activity,theyshouted"CountyGovernmentwiththeCommunistpartyactivities,"createdunprecedentedtensions.ShenLiqunfeelnervous,hewasaccusedof"accommodatethealienparties"anddealwithdanger,prophesyandfoundnoCommunistPartyinhisCounty,andcausedthestormtoZhuangShaozhentoope

5、nthenewidentity.BetweenOctober,rumorsinsouthwestareaofWujiangintianmumountain,"Blacksaid.SouthBureauandorderedthewithdrawalofSunanCountyownedlands,toyouthtask23我国农村金融服务存在的问题及对策研究摘要：2007年4月19日—20日，由央行及亚洲开发银行联合举办的“完善农村金融市场国际研讨会”在北京召开，进一步加强社会对农村金融的关注。由于我国农业产业仍属于高风险产业，对农业的扩贷投入面临较大风险，加上国家管制严格，限制了农村金

6、融市场的发展。针对国内农村金融市场改革的不合理现状，我们重点探讨了我国农村金融服务存在的问题，并提出对策建议以供参考。以下是本论文的基本思路：·我国农村金融服务存在的问题及对策研究·我国农村金融需求分析·农村金融机构概况·农村金融供求矛盾带来的问题·提升农村金融服务水平的建议关键词：农村金融；农民储蓄；农村贷款；农信社；非正规金融机构；农村金融服务Abstract：FromApril19thto20thin2007,theInternationalSeminarofPerfectingRuralFinancialMarketisheldinBeijingbyPBCandADB,rei

7、nforcingsocialattentiontoruralfinance.Expandingloansstillfacegreatchallengesduetothatouragriculturebelongstohigh-riskindustries.Moreover,thegovernment’sstrictrestraintlimitsruralfinancialmarketdevelopment.Focusingontheimmoderateci