甘肃省银行业结构对信贷资源配置效率的影响研究

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1、兰州大学硕士学位论文甘肃省银行业结构对信贷资源配置效率的影响研究AbstractSince1970s，alongwiththedevelopmentofeconomicglobalization，theworldstartedtofinancialliberalizationasthecorefinancialreform，ourcountryintheoriginal”preludetothewholeunification”basedonthebankingstructureonaseriesofmarketizationreform．S

2、inceJanuary1，1984commercialbankofChinaformallyestablishedbegan，thepeople’SbankofChina,thecommercialbusinessinChinaofficiallybecamethebasicstrippingthecentralbank，andthenformedChinaconstructionbank，agriculturalbankofChina,banktogethermakeuptheprofessionalbankingsystem．Alongw

3、iththestate-ownedprofessionalbank，bankingstructurecommercializationreformhasexperiencedbyhighlymonopolytOmonopolytomonopolisticcompetitionofthemarketstructure．Chinahasavast，duetogeography，transportation，resourcesandotherobjectiveconditions，socialandeconomicdevelopmentareals

4、odifferentspeeds，thuscreatinga”developedarea’’and”lessdevelopedregions．’’However,withtheinfrastructureandtheconstantimprovementoftrafficconditions，thedifferencebetweenthetwoisnotSOobvious．ARerthestudyshowedthatregardlessofwherethepolicywillbringfundsanddevelopment．Asin2000，

5、thegreatwesterndevelopmentstrategyimplemented，Gansuprovincesincesocialeconomyhadarapiddevelopment，butcomparedwiththedevelopedeasternprovincesisstillabiggapbetween．Accordingtothissituation，theauthorhopesthatthebankingstructureandcreditbyGansuprovinceofresourceallocationeffic

6、iencyoftheregion，thebankingstructureoptimizationandadjustment，andincreasetheresourcesallocationefficiencyfoundbreachandrealizingways，striveforeconomicdevelopmentandsocialdevelopmentinGansuprovincetoprovidetheoreticalreference．Articleintroductioninthebackgroundandsignificanc

7、eofresearchathomeandabroadonthebasisofsummarized，introducestheresearchmethodsandthebasicframework，andpointsoutthepossibleexistenceofinnovationsanddeficiencies；Thefirstpartofthispaperrelatedconceptdefinition，introducesthebankingstructureandcreditthebasictheoryofresourcealloc

8、ationefficiency；ThesecondpartanalyzesthebankingstructureinGansuprovinceandbankingc