新形势下房地产企业融资创新性分析外文翻译

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1、北京联合大学毕业论文外文原文及译文题目：《新形势下房地产企业融资创新性分析》专业：金融学指导教师：学院：管理学院学号：班级：姓名：一、外文原文TheResearchonFinancingChannelsInnovationinChineseRealEstateIndustryAccordingtothepublicinformation，theincreasingrateinrealestateinvestmenthasobviouslyexceededthefixedassetsinvestment．Becauserealestateinvestm

2、entaccountforover20percentintheaggregatefixedassetsinvestmentinChina，realestateindustryhasdriventhesocietyinvestmentandplayedmoreandmoreimportantroleinChineseeconomy．Bankloanstotheindustryhaveascendedgraduallysince1998．Theloanvolumehasbeenattained6657billionyuanin2009，3．2timesa

3、smuchasthatin1998．Atthesametimelpersonalhousemortgage—backedloanshasbeenincreasedramatically．Inlast6years，therateoftheseloanstototalpersonalconsumingloansisabout75—97percent.ChineseCurrentStatusofHouseFinancingChannelsFinancingchannelsofChineserealestateenterprisesaremainlyfocu

4、sedonBankcredit．OtherchannelslikeIPO，entrust，Bondsandspecialfundstoobtaincapitalareofquitelessproportion．Housemortgage—backedloanscameintobeingin1998．Beforethat，themoneyuserswererealestatecompanies.Generally，Chineserealestateindustrygivesprioritytocreditor’srightsfinancing．Thef

5、inancingstructureshowsunitarycharacteristics．BankCreditisMainChannelforChineseRealEstateEnterprisesAccordingtotheoperatingprocessandcapitalchainfigureofChineserealestatemarket，wecouldfindthatbankloanhasbeenrunningthroughthewholeprocessoflandreservation，landtransaction，developme

6、ntandsale．CommercialbanksarealmosttheonlycapitalprovidersofallprincipalsinChineserea1estatemarket．RealestatetrustfundbecomeChina'srelativelyactivefinancingformOurcountryhasexperiencedthreeyearsofindustriesintoagainafterthereorganization,2010rapiddevelopmenttrackoftherealestatei

7、ndustry,totheendofthetrustproperty24.1millionyuan,hasreachedthetotaltrustpropertythanthetotal2.82%,earlymbm1260millionyuan,increasein2010grewnearly110%realestatetrustscontinuewithhigherspeedgrowth,buttheoverallperspective,realestatetrustsfunctionisrelativelysingle,realestatecap

8、italtrustmostistoprovide"plan",i.e.bridgeloansmainlyfo