非期望产出视角下我国商业银行效率测度及影响因素的研究论文

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1、重庆大学硕士学位论文英文摘要frontierbecauseoftheuniversalexistenceofscaleinefficiencyandmuchoutputofbadloan.(2)FortheState-owned,joint-stockcommercialbanksandcitycommercialbanks,theirdisparitiesinthepuretechnicalefficiencyarenarrowing,butthedifferencesintechnicalefficiencyandscaleefficiencyaremoreobv

2、ious.Inespecialthepartsofcitycommercialbanksarecatchinguptostate-ownedandjoint-stockcommercialbanksinthetechnicalefficiencyandpuretechnicalefficiency.(3)Fromthefactorswhichaffecttheefficiencyofcommercialbanks,financialcrisishasasignificantlynegativecorrelationwiththetechnicalefficiency.A

3、ndthepercapitaassets,capitaladequacyratio,returnonnetassetsandequitystructurehasapositiveeffectontechnicalefficiency.Thelast,weraiseourpolicyadvisesfromtheperspectiveofoptimizingthescaleofoperation,decreasingtherateofnon-performingloans,deepeningthestocksystemreformandconsolidatingthefin

4、ancialinnovationsonthebasisoftheempiricalresearchconclusion.Keywords:BankEfficiency,UndesirableOutput,Non-performingLoans,ModifiedDynamicDEA,AffectingFactorsIII重庆大学硕士学位论文目录目录中文摘要...........................................................................................................

5、...............................I英文摘要........................................................................................................................................II1绪论.............................................................................................................

6、.........................11.1研究背景和意义.......................................................................................................................11.1.1研究背景...........................................................................................................................

7、11.1.2研究意义...........................................................................................................................31.2概念界定与文献综述................................................................................................................41.2.1银行效率的界定.