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1、本科毕业论文外文翻译外文题目：CapabilityDevelopment：CommercialBanks出处：ContributionstoEconomics(2009):145-172作者：TanaiKhiaonarongandJonathanLiebenau原文：CapabilityDevelopment:CommercialBanksAbstractThecompetitivestrategiesofThaibanksduringthetransformativeperiodbroughtsomesuccessesandsomefailuresassociatedwithpayments
2、ystems.Inthischapterweshowhowbanks,rankedamongthelargestintheworld,devisedandpursuedinnovationstrategies.Thisallowsustocontrastthecompetitivestrategiesoffirstmovers,dominantmarketplayers,re-engineeringleaders,andinnovativestatebanks.Thecasesillustratetherelationshipbetweeninnovationandbankingleaders
3、hipinthecountry.InthefinalsectionweassessthecommoncharacteristicsoftheseapproachesandpresentsomelessonsthatcanbeappliedbyothercommercialbanksseekingtouseITtogaincompetitiveadvantage.SiamCommercialBankSiamCommercialBankwasofficiallyestablishedin1906,followingitstransformationfroma‘BookClub’set-upin19
4、04.TheBookClub,whichwasaprivatetrust,formedthemodernbasisofthebank,providingbasicbankingfunctionssuchasdeposits,loanextensions,andforeignexchange.ItwasoperatedbylocalpeopleandprimarilyservedThaiandChineseclientsinthelocalbusinesscommunity.ThebankbecamethefirstThaicommercialbankformedafterthefirstfor
5、eignbank,HongKongShanghaiBankingCorporation,beganoperationsinthecountryin1888.Mostimportantly,ithasservedasamodelformanyThaicommercialbanksintheearlyandmodernperiods.In1996,thebankwasrankedthefourthlargestThaicommercialbankintermsoftotalassets,andthe211thlargestRoleofITSiamCommercialBankhasbeenprogr
6、essiveintheuseofITthroughsenior-levelmanagementsupportwhichhashelpedshapeitsvisionsandstrategies.Forexample,theactiveinvolvementofthechiefexecutiveofficerhasledtoinvestmentsindatawarehousingtechnologytolearnmoreaboutthebankand,moreimportantly,customerinformation(TheAsianBanker1997b).Furthermore,thec
7、hiefexecutiveofficerhasclearlydefinedtwomainobjectivesintheuseofIT:(1)tofacilitatedailybankingactivitiesbetweenthebankandcustomers,and(2)todevelopnewmethodsindeliveringfinancialservices(SCBTechnologie
