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1、济南大学泉城学院毕业论文毕业论文论文题目我国商业银行操作风险管理问题探析专业名称财务管理班级名称学生姓名学生学号指导教师摘要近年来，我国现代银行业的迅速成长带来了各种各样的风险，现代商业银行的风险主要有信用风险、市场风险和操作风险。相较于信用风险和市场风险，商业银行对于操作风险的研究一直处于相对落后的状态。因此，如何有效防范和控制操作风险是现代银行业的关键任务。本文基于国内外商业银行对于操作风险管理的研究，首先，分析了我国的商业银行操作风险管理的现状，指出当前我国商业银行对于操作风险管理的理念及组织架构不完备。其次，剖析了我国商业银行中存在的问题及成因
2、，主要体现在对操作风险管理不够重视，管理的方法手段单一等，III济南大学泉城学院毕业论文并针对这些问题的形成因素进行了剖析。最后，针对这些问题提出解决措施，指出增强职工对操作风险的认识，提高其管理的能力，建立完善的操作风险管理体系，加强对风险的防范与控制等措施，尽可能的降低风险的发生频率，减轻损失，促进我国银行业稳定持续的前进。关键词：商业银行；操作风险；风险管理ABSTRACTIII济南大学泉城学院毕业论文In recent years, the rapid growth of China's modern banking has brought a
3、ll kind of risked,the modern commercial bank risk mainly include credit risk, market risk and operational risk. Compared with credit risk and market risk, commercial Banks have been relatively backward in their research on operational risk. Therefore, prevent and control operati
4、onal risk is the key objective of modern banking.This article is based on commercial Banks operating risk management research at home and abroad. First of all, analyze the current situation of operational risk management of commercial Banks in China, points out the current coun
5、try commercial bankfor operational risk management concept is weak,and the operation of the existing risk management system and framework is not sound. Secondly, this papers analyzes the problems and causes of the commercial Banks in our country, which is mainly manifested in th
6、e insufficient attention to operation risk management and the methodes of themanagement. These problems are mainly due to the lack of culture of operation riskinmanagement , poor internal control and supervision mechanism , and lack of managertalent. Finally , aiming at these pr
7、oblems puts forward the measures to staffawareness of operational risk management, perfect operational risk management system, as far as possible to reduce the frequency of the risk reduce loss, promote our countrybank stability continued forward.Keywords:Commercial Banks；Operat
8、ional risk；Risk managementIII济南大学泉城学院毕业论文目录摘要IA
