央行下调存款准备金率

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1、ThecentralbankcutthedepositreserveratioauthorauthorauthorPart1.IntroductionPart2.ReasonsPart4.conclusionPart5.referencePart3.ImpactPeople'sBankofChinaannouncedlateonFebruary18announcedthattheRMBdepositreserveratioby0.5percentagepointsfromFebruary24,2012,downdeposit-takingfinancialinstituti

2、ons.Theadjustment,thelargefinancialinstitutionsdepositreserveratiowillfallto21%ofsmallandmedium-sizedfinancialinstitutionsdepositreserveratiowillfallto17.5%.AccordingtothetotalcalculationoftheendofOctober,China'sfinancialRMBdepositbalancewas79.21trillionYuan,thecentralbankwillbeaone-timere

3、leaseofnearly400billionYuanoffunds.NEWSIntroductionWhat’sthemeaningofdepositreserve&thedepositreseveratio?IntroductionTheDepositreserve：Alsoknownas the statutory reserve orstorage reserve, is prepared by the financialinstitutions inordertoensure the needs of customers withdrawtheirdeposits

4、 andliquidationoffunds atthecentralbank deposits.Thedepositreserveratio：TheDepositreserveProportion ofitstotaldepositswhichthecentralbankrequired.ThisisTheDepositreserveI’amadepositor.I’amacreditor.Ilikemoney!!bankDepositreserveratiochangeshaveastrongimpactnotonlyonthemoneysupplyandmoneysu

5、pply,canalsoindirectlyaffectthelevelofinterestrates,butitdoesnotaffecttheinterestratestructure,easilyleadtoeconomicfluctuations.ImpactPrinciplederiveddepositssecondaryderiveddepositsdTertiaryderiveddeposits……………………………….depositsAccordingtothisrelationship,thecentralbanktoraiseorlowertherequ

6、iredreserveratiowillincreaseorreducethecentralbank'sstatutoryreservesupplycapacityoffinancialinstitutions,creditfunds,whicheffectivelycontrolthetotalamountofdepositsderivedfromcontrolmoneysupply.Thefundsweredepositedbycommercialbankstothecentralbankwillincreasefundsforlendingacorresponding

7、reductionin,infact,reducethemoneysupplyandthusontheeconomyofcontraction.Accordingtotheprinciplementionedabove,willactuallyincreasethemoneysupply,andhenceforeconomicexpansionoftherole.ThestatutorydepositreserveratiorisedescendForexample:MO/PRateCostADYieldAD:Ag