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1、金融银行信用风险管理外文文献翻译（含：英文原文及中文译文）文献出处：JinP."Managingcreditriskswithknowledgemanagementforfinancialbanks."ThirdInternationalSymposiumonKnowledgeAcquisitionandModeling2010:8-11.英文原文ManagingCreditRiskswithKnowledgeManagementforFinancialBanksJinPAbstractNowadays,financialbanksareoperatinginakn
2、owledgesocietyandtherearemoreandmorecreditrisksbreakingoutinbanks・So,thispaperfirstdiscussestheimplicationsofknowledgeandknowledgemanagement,andthenanalyzescreditrisksoffinancialbankswithknowledgemanagement.Finally,thepaperstudieswaysforbankstomanagecreditriskswithknowledgemanagement.W
3、iththeapplicationofknowledgemanagementinfinancialbanks,customerswillacquirebetterserviceandbankswillacquiremorerewards.IndexTerms:knowledgemanagement;creditrisk;riskmanagement;incentivemechanism;financialbanksI.INTRODUCTIONNowadays,banksareoperatingina"knowledgesocietySo,whatisknowledg
4、e?Davenport(1996)[1]thinksknowledgeisprofessionalintellect,suchasknow-what,know-how,know-why,andself-motivatedcreativity,orexperience,concepts,values,beliefsandwaysofworkingthatcanbesharedandcommunicated.Theawarenessoftheimportanceofknowledgeresultsinthecriticalissueof"knowledgemanagem
5、enfSo,whatisknowledgemanagement?AccordingtoMalhothra(2001)[2],knowledgemanagement(KM)caterstothecriticalissuesoforganizationaladaptation,survivalandcompetenceinfaceofincreasinglydiscontinuousenvironmentalchange・Essentiallyitembodiesorganizationalprocessesthatseeksynergisticcombination
6、ofdataandinformationprocessingcapacityofinformationtechnologiesandthecreativeandinnovativecapacityofhumanbeings・Throughtheprocessesofcreating,sustaining,applying,sharingandrenewingknowledge,wecanenhanceorganizationalperformanceandcreatevalue・Manydissertationshavestudiedknowledgemanagem
7、entapplicationsinsomespecialfields.AybiibeAurum(2004)[3]analyzesknowledgemanagementinsoftwareengineeringandD.J.Harvey&R.Holdsworth(2005)[4]studyknowledgemanagementintheaerospaceindustry.LiYang(2007)[5]studiesknowledgemanagementininformatiobasededucationandJayasundara&ChamindaChiran(2
