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1、外文翻译原文RISKMANAGEMENTOFE-BANKINGACTIVITIESMaterialSource:UniversityGalati,EconomicScienceFacultyAuthor:VirlanutaFlorina,MogaLiliana,IoanViorica1.E-bankingrisksE-bankingisdefinedastheautomateddeliveryofnewandtraditionalbankingproductsandservicesdirectly
2、tocustomersthroughelectronic,interactivecommunicationchannels.E-bankingincludesthesystemsthatenablefinancialinstitutioncustomers,individualsorbusinesses,toaccessaccounts,transactbusiness,orobtaininformationonfinancialproductsandservicesthroughapublico
3、rprivatenetwork,includingtheInternetormobilephone.Customersaccesse-bankingservicesusinganintelligentelectronicdevice,suchasapersonalcomputer(PC),personaldigitalassistant(PDA),automatedtellermachine(ATM),kiosk,orTouchTonetelephone.InRomania,over23banks
4、implementedandoffernowe-bankingservices.Thecontinuousdevelopmentofthesupportingtechnology,informationsecurityande-bankingstrategyreflectsontheincreasingnumberofthee-bankingcustomers.AccordingtoCommunicationsandInformationTechnologiesMinistry,thenumber
5、ofe-bankingusersandthetransactionsperformedinthissystem,aswellasthevalueofthesetransactions,registeredaspectacularrising,displayedinthegraphicsbelow:YearIndex2004200520062007E-bankingcustomers18.25944.538100.799187.471Transactionsnumber1.968.1702.244.
6、0673.546.5494.851.427Transactionsvalue(euro)7.911.987.70611.566.348.72020.510.170.66244.830.322.635Source:CommunicationsandInformationTechnologiesMinistry9Whiletherisksandcontrolsaresimilarforthevariouse-bankingaccesschannels,thisessayfocusesspecifica
7、llyonInternet-basedservicesduetotheInternet’swidelyaccessiblepublicnetworkAccordingly,thisprojectbeginswithadiscussionofthetwoprimarytypesofInternetwebsites:informationalandtransactional.Informationalwebsitesprovidecustomersaccesstogeneralinformationa
8、boutthefinancialinstitutionanditsproductsorservices.Riskissuesexaminersshouldconsiderwhenreviewinginformationalwebsitesinclude:Potentialaccesstoconfidentialfinancialinstitutionorcustomerinformationifthewebsiteisnotproperlyisolatedfromthefinanc