英文涉外借贷合同.doc

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1、LOANCONTRACT   ContractNumber: BORROWER: Address: LENDER: Address: InaccordancewithprovisionsofContractLawofthePeoplesRepublicofChinaandBankofChina,afterreviewingthestatusandtherequestoftheBorrower,theLenderagreestogranttheBorroweralineofcrediton.TheBorrower,LenderandGuarantor,th

2、roughfriendlynegotiation,haveexecutedthisContractasfollows: ARTICLE1CURRENCY,AMOUNTANDTERMOFTHELOAN: 1.TheCurrencyunderthisloanisReiminbi. 2.TheLineoftheloanisyuan. 3.Theperiodofthisloanis12monthsfromthedateof effectivenessofthiscontract. ARTICLE2THEPURPOSEOFTHELOAN: 1.Thepurpose

3、ofthisloanisusedforworkingcapitalturnover. 2.WithoutwrittenapprovaloftheLender,theBorrowercouldnotusetheloanoutofthescopeofthepurpose. ARTICLE3INTERESTRATEANDCALCULATIONOFINTEREST: 1.Interestrate:Theinterestrateshallbe[***]Duringtheloanterm,ifthecountrysrelatedauthorityadjustedtheint

4、erestrateorthemannerofcalculationofinterest,theinterestofthiscontractshallbe adjustedaccordinglyafteroneyearfromthedateofexecutionofthiscontract. Theadjustmentshallbeconductedwhentheinterestrateareexecutedoneyear.ItisnotobligedtoinformtheBorrowerwhentheadjustmentofinterest. 2.Theinte

5、restshallbecalculatedfromthedateoffirstdrawdownandtheactualdaystheborroweruse.Oneyearshallbecalculatedas360days. 3.Thepaymentofinterests:TheBorrowershallpaytheinterestsperquarter.Thepaymentdateshallbe,and .Ifthepaymentforthelastinstallmentisnotonthepaymentdate,theinterestsshalldeductt

6、heinterestfromthebankaccountoftheBorrower.IntheeventthattheBorrowerfailstopaytheinterestsontimeandthebalanceoftheaccountoftheBorrowerisnotenoughforthepaymentofinterest,theLendershallhaverightstocollectapenaltybeing[***]oftheoutstandingamountperdayfortheBorrowersbreachofcontract. ARTICL

7、E4OVERDUEINTERESTSANDMISUSINGINTERESTS 1.IftheBorrowerfailstorepaytheloanandcannotreachaagreementwiththeLenderregardingtheextension,theLendershallcollectanoverduepenaltyfor[***]oftheoverdueamountperday. 2.IftheBorrowerfailstousestheloaninaccordancewiththeprovisionssetforthint