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1、ThesubprimemortgagecrisisTheU.S.subprimemortgagecrisissaysthesubprimecrisis,alsotranslatedintosubprimemortgagecrisis.ItisanoccurrenceintheUnitedStates,becausesubprimemortgagelendersbankruptcy,investmentfundsbeingcloseddown,stockmarketcausedviolentshakethefinancialstorm.Itcausesmajorgloba
2、lfinancialmarketliquidityshortageofcrisis.America's"thesubprimecrisis"from2006springbegangraduallyrevealed.InAugust2007,startedacrosstheUnitedStates,theEuropeanUnionandJapanandothermajorworldfinancialmarkets.Thesubprimecrisishasnowbecomeoneofthehotissuesofinternational.ForAmericanfinanci
3、alcrises,generalattitudesareconsidered,thecrisisismainlycausedbythelackoffinancialregulatorysystem.TherootcauseofthecrisisintheUnitedStatesfornearlythirtyyearstospeeduptheimplementationofnewliberalismeconomicpolicy.Thenewliberalism,isasetoftraditionalliberalisminRenaissaneeideal.Inordert
4、oreducegovernmentinterventionintheeconomyandsocietyforthemaineconomicpolicygoalstrend.Contentmainlyineludes：reducegovernmentinterventioninfinancialmarkets,pushingpromotingconsumption.withthehighconsumptionofeconomicpolicytopulltjehigh-growth.一、Topromoteeconomicgrowthandencouragecrazysper
5、iding.Liberaleconomicstheoryhasalwaysattachedgreatimportaneetopromoteproductionandbyconsumptionofeconomicdevelopment.AdamSmithsays”consumptionistheonlyhomeandallproductionpurposes".Theythinkluxuryconsumptiononthesurfacepromotedtheproduction.二、Socialimbalanee,thedistributionrelationshipmi
6、ddle-classincomesdecline.Nearlythirtyyears,Americansocietyexistsacuriousphenomenon,OnonesideistheU.S.civiliansdeficitspending,Ontheotherhand,thecommonpeople'sincomehasbeenatrendofdecline.Accordingtostatistics,afterdeductinginflationfactorlater,theAmericanaveragehourlywagewithonly35yearsa
7、go,andaflatformorethan30yearsoldman'sincomeisthesameage30yearsago,lowby12%.氐onomicdevelopmenteffortsmoreinflowstothepocketsoftherich.ThisfordecadestheUnitedStatestheincomegapbetweenrichandpoorcontinuestoexpand.TheU.S.economyisdevelopingrapidly,butincomebutnogrowth三、thefin
