金融市场与机构madura第九版题库ch17

《金融市场与机构madura第九版题库ch17》由会员上传分享，免费在线阅读，更多相关内容在行业资料-天天文库。

1、CommercialBankOperationsv9Chapter17CommercialBankOperations1.Whichofthefollowingstatementsisincorrect?A)Bankshaveexpandedtheirbusinessacrossservicesovertime.B)Acquisitionshavebeenaconvenientmethodforbankstogrowquicklyandcapitalizeoneconomiesofscale.C)Thebankingindustryh

2、asbecomelessconcentratedinrecentyears.D)Allofthestatementsabovearecorrect.ANSWER:C2.Commercialbankshaveexpandedinrecentyearsnotonlybyacquiringotherbanksbutalsobyacquiringothertypesoffinancialservicefirms.A)TrueB)FalseANSWER:A3.Commercialbankscanbealenderoraborrowerwhenu

3、singrepurchaseagreementsandloansinthefederalfundsmarket.A)TrueB)FalseANSWER:A4.Theoperations,management,andregulationofafinancialconglomeratearethesameirrespectiveofthetypesofservicesoffered.A)TrueB)FalseANSWER:B5.______areofferedtobankcustomerswhodesiretowritechecksaga

4、insttheiraccount.A)TimedepositaccountsB)CDsC)DemanddepositaccountsD)MoneymarketdepositaccountsANSWER:C6.Whichtypeofsavingsaccounttransfersfundstoacheckingaccountwhenchecksarewritten?A)ATSB)passbooksavingsC)CDsD)MMDAs©2010CengageLearning.AllRightsReserved.Thiseditionisin

5、tendedforuseoutsideoftheU.S.only,withcontentthatmaybedifferentfromtheU.S.Edition.Maynotbescanned,copied,duplicated,orpostedtoapubliclyaccessiblewebsite,inwholeorinpart.CommercialBankOperationsv9ANSWER:A7.A(n)__________accountprovidescheckingservicesaswellasinterest.A)de

6、manddepositB)negotiableorderofwithdrawal(NOW)C)passbooksavingsD)timedepositANSWER:B8.Protectivecovenantsimposeconditionsinwhichthebankmustprovideadditionalloanstoaborrowertoprotecttheborrowerfromgoingbankrupt.A)trueB)falseANSWER:B9.A______isatimedepositofferedbysomelarg

7、ebankstocorporations,withaspecificmaturitydate,minimumdepositof$100,000ormore,andasecondarymarket.A)retailCDB)negotiableCDC)marketCDD)protectiveCDANSWER:B10.Abank’ssourcesoffundsrepresentliabilitiesorequityofthebank.A)trueB)falseANSWER:A11.Moneymarketdepositaccountsdiff

8、erfromconventionaltimedepositsinthattheyA)specifyamaturity.B)offerlimitedcheckwritingprivileges.C)arelessliqui