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1、...西南科技大学硕士研究生学位论文第II页关键词:互联网金融;银行;小微信贷业务......万方数据......西南科技大学硕士研究生学位论文第III页AbstractAlongwiththeinformationtechnologyinnovationandfinancialdevelopmentfortheInternetcreatedagoodenvironment,theInternetbankinghasbecometopromoteandsupportanimportantforcein
2、thedevelopmentoftherealeconomyinChina,hasreceivedeverybodytopayattentionto.March5,2015PremierLiKeqiangatthetwosessionofthetwelveNationalPeople'sCongressonthegovernmentworkreport,theInternetbankingwillbewritten,theInternetwillbecomeChina'seconomicandfina
3、ncialdevelopmentofahugepotentialfinancialinnovation,andtherefore,thebankingindustrytostudyhowtodevelopeffectivesupportforsmallandmicroenterprisedevelopment,theuseofInternetbasedfinancialtechnologytoservetherealeconomyhasimportantsignificance.Inthispaper
4、,westudythecouplingofthenewstate-ownedcommercialbankofChinaPostSavingsBankinInternetbankingandsmallmicrocredit,explorehowtomakeuseofthepremiseofriskcontrol,thesmallandmicrocreditbusinesstoupgrade,updatetheserviceentityeconomy,promotetheirfasterandbetter
5、development.First,thispaperdescribesthecharacteristicsoftheInternetbanking,thedevelopmentdirection,andtheimpactofInternetbankingonsociallifeandbanking.Secondly,theanalysisbecausethereisnoandInternetintegrationbusinesscostsaretoohigh,andsmallandmicrocred
6、itisnotflexibleenough,themeansofriskcontrolisweak,themanagementdidnotimplementthepostalsavingsbanksmallmicrocreditbusinesssustainabledevelopmentdifficultheavy.Third,throughtheanalysisofInternetBankingunderU.S.Internetbankingdevelopmentandenrichingthepeo
7、plebanksmallmicrocreditcharacteristics,ourcountrycommercialbanksmallmicroenterprisecreditmodelinnovation,forthepostalsavingsbanktoprovideexperience.Fourth,toexploreintheInternetera,thepostalsavingsbanksmallmicroenterprisecreditbusinessdevelopmentbasicgo
8、al,trainofthought,marketpositioning,throughtheInternettocreateafinancialecosystem,exploretheestablishmentofguaranteeofthepostal......万方数据......西南科技大学硕士研究生学位论文第IV页savingsbanksmallmicroenterprisenetworkofbusinesscredit,tosmallandmi