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1、稻江學報第四卷第二期無記名票據背書連續性之探討洪大安稻江科技暨管理學院財經法律系助理教授摘要按我國票據法之規定,執票人應以背書之連續,證明其權利,且付款人對於背書不連續之票據而付款者,應自負其責。所謂背書連續係指自受款人至最後背書人之執票人,形式上均相連續無間斷者,而判斷票據是否有背書連續性,祇須依票據背面之記載,各背書具有同一性且形式上得以判斷其連續即可。但當背書人不依背書欄之順序背書時,背書連續之效力又如何認定?又無記名票據並無受款人之記載,據此,將生無記名票據是否有背書連續以及如何判斷背書連續之疑義。本文以案例式探討我國票據法上票據轉讓之方式、
2、票據背書連續之判斷以及無記名票據是否有背書連續之適用,從我國票據法之規定,與最高法院之判決與決議,針對本文案例提出之問題,加以陳述說明。關鍵詞:無記名票據、背書、背書連續、追索權1稻江學報第四卷第二期DiscussionoftheEndorsementContinuityoftheBearerBillHungTa-anAssistantProfessor,DepartmentofFinancialEconomicLaw,TokoUniversity.AbstractAccordingtotheregulationoftheNegotiableInstr
3、umentsLawofourcountry,thebearershouldendorsecontinuously,provesitsright,andthedraweeregardingendorsesbillnotthecontinuouslybutthedrawee,shouldtakeresponsibilityforoneselfSo-calledendorsesiscontinuouslyreferstobeareroffromthepayeetothefinalendorser,formallyhomogeneousphasecontinu
4、ouslynotinterrupted,butjudgesthebillwhethertohaveendorsesthecontinuity,mustdependonatthebackofthebilltherecord,endorsesrespectivelyhastheidentity,andformallycanjudgeitcontinuouslythen.Butthebearerbillanddoesnothaverecordofthepayee,accordingtotheabove,willlivethebearerbillwhether
5、tohaveendorsescontinuouslyaswellashowtojudgeendorsesthedoubtcontinuously.ThisarticlediscussesinourcountryNegotiableInstrumentsLawbythecasetypeway,thebillthebilltransfertoendorsethejudgmentaswellasthebearerbillcontinuouslywhethertohaveendorsesbeingsuitablecontinuously,stipulation
6、offromourcountryNegotiableInstrumentsLaw,decisionandtheresolutionwiththeSupremecourt,asksthequestioninviewofthisarticlecase,statestheexplanation.Keywords:Thebearerbill,endorse,endorsecontinuously,therecourse2稻江學報第四卷第二期案例:甲簽發支票一紙,交付於乙,未記載受款人之姓名。乙記名背書轉讓與丙,丙復空白背書轉讓於丁,丁將該支票之受款人欄填入戊,
7、並將支票交付轉讓於戊,嗣經戊依提示期限內提示後不獲付款,執票人戊對於背書人乙、丙、得否行使追索權?又執票人戊向付款銀行請求付款時,付款銀行得否以背書不連續為由拒絕付款?若以乙、丙之背書不依支票背書欄之順序背書時,付款銀行得否以背書不連續為由拒絕付款?要點:本案例主要在於探討我國票據法上票據轉讓之方式、票據背書連續之判斷以及無記名票據是否有背書連續之適用。為何會發生無記名票據之背書連續問題,就我國票據法之規定,與最高法院之判決與決議,針對上述案例提出之問題,加以陳述說明。分析:壹、我國票據法之規定按我國票據法有關票據轉讓之方式,規定於票據法第三十條第一項
8、:「匯票依背書及交付而轉讓。無記名匯票得僅依交付轉讓之。」有關背書連續之規定,則有我國票據法第