商业银行黄金业务发展策略分析

《商业银行黄金业务发展策略分析》由会员上传分享，免费在线阅读，更多相关内容在行业资料-天天文库。

1、AbstractGoldhasbeenaspecialcommoditysinceancienttime．Withdoubleattributesoffinanceandcommodity，Goldplaysanimportantroleinthedevelopmentofhumansociety．Therearenow165，000tonsofgoldintheworld，inwhichabout40％areforprivateinvestment，officialreserveandindustrialapplicationo

2、fvariouscountriesand60％oreforjewelry．Commercialbankshavealwaysbeenimportantparticipantsingoldmarket．Theworldgoldmarketinreviewwitnessedthemutualdevelopmentofcommercialbanksandregionalgoldmarketandtheircontributiontotheglobalmarket’Sprosperity．Chinagoldmarkethasobtaine

3、dahistoricalbreakthroughandstarteditsmarketizationwhenChinaabolishedtheplannedprocurementanddistributionofgold．AmarketpaRemconsistsofgoldbusinessofShanghaiGoldExchange，goldbusinessofcommercialbanks，andgoldfuturebusinessofShanghaiFuturesExchangeisdevelopedstepbystepfro

4、mnothing．Chinanowhasbecomethebiggestgoldproducer，thelargestspotgoldtradingmarketandthefourthlargestgoldfuturesexchangemarketintheworld．InthedevelopmentofChinagoldmarket，commercialbanksareimportantparticipants．Firstly，commercialbanksconstantlyenrichtheproductlineofphys

5、icalgold，investmentderivativesandgoldconsumptionfieldwhiletheywereexpandingthedemandatthesametime；secondly，commercialbanksmakefulluseoftheirnationwideoutlets，largecustomerpoolandnetworksofmarketingchannelstoprovidecustomersofallkindwithtradeandinvestmentchannels，which

6、couldlargelyexpandtheeffectualdemandingoldmarketandpromotetheeffectivedevelopmentofgoldinvestmentmarket．Now，theshareofgoldturnoverbycommercialbanksinShanghaiGoldExchangeisconstantlyincreasingattheaverageannualspeedof10％．In2011．itexceeded60％．However，comparedtothedevelo

7、pedgoldmarketsinforeigncountries，China’Sgoldmarketisstillintheinitialdevelopmentstagewithgreatmarketpotential．Inthefuture，China’Sgoldmarketneedstospeeduptheconstructionofgoldmarketsystem，6improverelevantlawsandregulations，enhanceriskcontrol，enrichmarkettrademodesandfu

8、rtheropenuptopropelcommunicationbetweenforeignbanksanddomesticbanks．Inaddition，China’Sgoldmarketneedscontinuetoenrichtheprod