content.ppt

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SpendingandsavingincomeLaura.Gui Functions(作用)ofmoney？ItisameasureofexchangeItmeasuresthevalueofitemsItactsasastoreofvalueItisameansofrecordingandrepayingdebts Task1Checkthefollowingscenes,spotoutthefunctionofmoneyinit！Andexplainyourreasons！ Itisameansofrecordingandrepayingdebts Itmeasuresthevalueofitems Itmeasuresthevalueofitems Itisameasureofexchange Itactsasastoreofvalue IncomeAtpresent，howdoyougetyourincome?Howmanyrightandsuitablewayscanyouusetogetyourmoney?LivingexpensefromyourparentsPocketmoneyAwardScholarshipLuckymoneyinredpaperbagPart-timejob SpenditPutitintoabankDonateitwhennecessarySaveitandgiveittoyourparentsHowwillyoudealtwithyourmoney？ Didshedealwithhermoneyintherightway？Why？It’sanhonortopayincometaxtosupportoursociety.Inreturn,thegovernmentwillprovideuswithallsortsofservice. DisposableincomeSpending/expenditureSavingTaxincomeMoneythatgoestotheChineseTaxOfficeThemoneypeoplereceivedafterpayingtaxontheincome.TaxTaxTaxTaxDefinition(定义)forthespecialterms incomeHowmuchshouldYangpayforthetax?Howmuchishisdisposableincome?？？Tax：3000×3%+9000×10%+(23760-17000)×20%=2342234221418 ExpenditureTheamountofmoneyspent.FixedexpenditureVariableexpenditureSpendingwecan’tavoidandhavetoplanfor.Amountsspentbyaconsumerthatchangefromtimetotime.finddefinition(定义)forthespecialtermsAmountsthatmustbepaidonaregularbasis.Basicneeds Whatisyourvariableexpenditureorfixedexpenditure?Youranswersmaybedifferent.Pleasegiveyourreasons.variablevariablevariablevariablefixed/variablefixedvariablevariablefixedfixedfixedvariablefixedflathouseAsforme,moneyforordinaryshoesisfixedexpenditurebecauseIcan’tgotoschoolwithoutshoes.Besides,itcan’tbecheaper.It’smybasicneed. DisposableincomeTaxationSpendingexpenditureSavingincomeFinancialmapfixedexpenditurevariableexpenditurewagesalarypocketmoneyscholarship…nextmonthKeepagoodbalancebetweenincomeandspending ImagineyouarehisadvisorswhohelpshimdothewealthmanagementplanofJulyduringtheholiday.Nowingroups,prepareandthenshowyourwealthmanagementplanforhim.Task4step2ThenHelpTanQiaodecidewhichplanissuitable.Andyoucanvoteforthemostsuitableplan.Summerholidayiscoming.TanQiaogets1000yuanforJuly’slivingexpense.Task4step1 MoneyIsNotEverything!Moneycanbuyahouse,butnotahome.Moneycanbuyabed,butnotsleep.Moneycanbuyaclock,butnottime.Moneycanbuyabook,butnotknowledge.Moneycanbuyyoumedicine,butnothealth. Suitableviewsonmoney!Moneycanhelpus，notensureussomething!Rule1useitinawaythatissuitableforyourfinancialsituationRule2spenditonthingsthatismeaningfultoyou.Ifyoulovetheproperty,seekforitproperly,anduseitthriftily.君子爱财取之有道用之有度